Broken Arrow, OK vs Las Cruces, NM: Cost of Living

Which city costs less?

Las Cruces, NM has a modeled overall cost index 1.5% higher than Broken Arrow, OK.

Broken Arrow, OK · modeled 2BR rent
$1,560 / month
Las Cruces, NM · modeled 2BR rent
$1,090 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Broken Arrow, OK and Las Cruces, NM using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $125/month in Las Cruces, NM

$150,000 in your current city has a modeled equivalent of $151,500 in Las Cruces, NM

Regional cost estimates: Broken Arrow, OK uses Tulsa, OK. Las Cruces, NM uses El Paso, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.5%
More expensive
Monthly Impact
$125
Extra cost
Annual Impact
$1.5K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Broken Arrow, OK

Population:119K
Cost Index:
84.7
100 = national average
Typical Home:$293K

Las Cruces, NM

Population:115K
Cost Index:
85.9
100 = national average
Typical Home:$279K

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Broken Arrow, OK

The Sooner State

119K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 119K residents.

Las Cruces, NM

The Land of Enchantment

115K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 115K residents.

Cost Breakdown by Category

Estimated monthly spending: Broken Arrow, OK vs Las Cruces, NM

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 7.2%
Broken Arrow, OK
$1,948
Las Cruces, NM
$2,089
Difference
$141
more
Groceries
↑ 3.5%
Broken Arrow, OK
$1,052
Las Cruces, NM
$1,088
Difference
$36.66
more
Other
↓ 1.6%
Broken Arrow, OK
$1,910
Las Cruces, NM
$1,879
Difference
$31.35
less
Healthcare
↓ 4.5%
Broken Arrow, OK
$609
Las Cruces, NM
$582
Difference
$27.60
less
Transportation
↑ 0.4%
Broken Arrow, OK
$1,418
Las Cruces, NM
$1,424
Difference
$5.19
more
All Utilities
↑ 0.2%
Broken Arrow, OK
$563
Las Cruces, NM
$564
Difference
$1.03
more

🏠Rent Comparison

Studio
From$1,200
To$780
↓ $420
1 Bed
From$1,260
To$990
↓ $270
2 Bed
From$1,560
To$1,090
↓ $470
3 Bed
From$2,050
To$1,520
↓ $530
Broken Arrow, OKZIP-level data

1BR range: $1,150–$1,310/mo

Las Cruces, NMZIP-level data

1BR range: $950–$1,260/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Broken Arrow, OK
$7,625
Monthly in Las Cruces, NM
$125
Difference

Home Values

Broken Arrow
Las Cruces
$293K
Median Value
$279K
↑ +2%
YoY Change
↓ -0.9%
↑ +34.9%
5-Year Change
↑ +42%
$262K - $296K
Price Range
$203K - $351K

Homes in Las Cruces are 5% less expensive than Broken Arrow

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $209
Per year
Monthly Difference
$17.39
More take-home
Effective Rate Diff
0.1%
Rate difference

Broken Arrow, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Las Cruces, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Additional Tax Information

Broken Arrow, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Las Cruces, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Broken Arrow
Las Cruces
51 Moderate
Air Quality
67 Moderate
48.4%
Good Air Days
22.1%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡☀
▲+3.0°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
97 days
▲+3.0°F
2050 Outlook
▲+2.7°F
61 days
Heat Days >95°F
97 days

Before moving from Broken Arrow, OK to Las Cruces, NM

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Las Cruces, NM for the same bedroom count and included utilities as your home in Broken Arrow, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Broken Arrow to Las Cruces moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Las Cruces, NM by cost, housing, population and region.

Frequently Asked Questions: Broken Arrow, OK vs Las Cruces, NM

How do the cost estimates for Broken Arrow, OK and Las Cruces, NM compare?

Las Cruces, NM has a modeled overall cost index 1.5% higher than Broken Arrow, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Broken Arrow, OK, the model estimates $151,500 in Las Cruces, NM. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Broken Arrow, OK and Las Cruces, NM?

The modeled two-bedroom rents are $1,560/month in Broken Arrow, OK and $1,090/month in Las Cruces, NM. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oklahoma and New Mexico on TaxTakeHome.com

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