Brookhaven, MS vs Union City, TN: Cost of Living

Which city costs less?

Union City, TN has a modeled overall cost index 2.8% lower than Brookhaven, MS.

Brookhaven, MS · modeled 2BR rent
$890 / month
Union City, TN · modeled 2BR rent
$930 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Brookhaven, MS and Union City, TN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $111/month in Union City, TN

$150,000 in your current city has a modeled equivalent of $148,666 in Union City, TN

Regional cost estimates: Brookhaven, MS uses Baton Rouge, LA. Union City, TN uses Memphis, TN. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 2.8%
Less expensive
Monthly Impact
$111
Savings
Annual Impact
$1.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Brookhaven, MS

Population:12K
Cost Index:
79.2
100 = national average
Typical Home:$154K

Union City, TN

Population:11K
Cost Index:
77.0
100 = national average
Typical Home:$160K

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Brookhaven, MS

The Magnolia State

12K
Population
State Tax
Yes

Located in Mississippi, this city has a population of 12K residents.

Union City, TN

The Volunteer State

11K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 11K residents.

💡 Advantage: Tennessee has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Brookhaven, MS vs Union City, TN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 10.9%
Brookhaven, MS
$2,060
Union City, TN
$1,835
Difference
$225
less
Healthcare
↑ 13.4%
Brookhaven, MS
$542
Union City, TN
$615
Difference
$72.88
more
All Utilities
↑ 10.6%
Brookhaven, MS
$560
Union City, TN
$619
Difference
$59.07
more
Transportation
↑ 2.9%
Brookhaven, MS
$1,335
Union City, TN
$1,374
Difference
$38.58
more
Other
↓ 2.0%
Brookhaven, MS
$1,888
Union City, TN
$1,850
Difference
$37.94
less
Groceries
↓ 1.7%
Brookhaven, MS
$1,116
Union City, TN
$1,097
Difference
$19.00
less

🏠Rent Comparison

Studio
From$730
To$720
↓ $10.00
1 Bed
From$760
To$730
↓ $30.00
2 Bed
From$890
To$930
↑ $40.00
3 Bed
From$1,170
To$1,190
↑ $20.00
Brookhaven, MSZIP-level data

1BR range: $760–$760/mo

Union City, TNZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Brookhaven, MS
$7,389
Monthly in Union City, TN
$111
Difference

Home Values

Brookhaven
Union City
$154K
Median Value
$160K
↓ -3.7%
YoY Change
↑ +5.6%
↑ +0.9%
5-Year Change
↑ +45.1%

Homes in Union City are 4% more expensive than Brookhaven

Calculate payment - BrookhavenCalculate payment - Union City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.3K
Per year
Monthly Difference
$613
More take-home
Effective Rate Diff
4.9%
Rate difference

Brookhaven, MS

Federal Income Tax
Effective: 18.9%
$25.5K
Mississippi State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,803/month
$105.6K

Union City, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Brookhaven, MS Tax Rates

Sales Tax:7.1%
Property Tax:0.6%

Union City, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Brookhaven
Union City
51 Moderate
Air Quality
55 Moderate
48.9%
Good Air Days
34.4%
98 High
Climate Risk
99 High
🌊🌀🌡
Top Hazards
🌊🌡🫨
▲+2.2°F
2050 Outlook
▲+2.8°F
51 days
Heat Days >95°F
54 days
▲+2.2°F
2050 Outlook
▲+2.8°F
51 days
Heat Days >95°F
54 days

Before moving from Brookhaven, MS to Union City, TN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Union City, TN for the same bedroom count and included utilities as your home in Brookhaven, MS. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Brookhaven to Union City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Union City, TN by cost, housing, population and region.

Frequently Asked Questions: Brookhaven, MS vs Union City, TN

How do the cost estimates for Brookhaven, MS and Union City, TN compare?

Union City, TN has a modeled overall cost index 2.8% lower than Brookhaven, MS. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Brookhaven, MS, the model estimates $148,666 in Union City, TN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Brookhaven, MS and Union City, TN?

The modeled two-bedroom rents are $890/month in Brookhaven, MS and $930/month in Union City, TN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Mississippi and Tennessee on TaxTakeHome.com

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