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Cost of Living Comparison 2026

๐Ÿ“ Brownsburg, IN โ€” ZIP-level rent data ยท COL adjusted from Indianapolis, IN area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Charlotte, NC

$150.0K in your current city equals $168.1K in Charlotte, NC

Rent data from HUD ZIP-level estimates ยท COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
โ†‘ 20.1%
More expensive
Monthly Impact
$1,511
Extra cost
Annual Impact
$18.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Brownsburg, IN

Population:32K
Cost Index:100
Median Home:$351K

Charlotte, NC

Population:875K
Cost Index:120
Median Home:$399K

Brownsburg, IN

The Hoosier State

32K
Population
State Tax
Yes

Located in Indiana, this city has a population of 32K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor banking center
  • โ€ขNASCAR headquarters
  • โ€ขQueen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Brownsburg, IN vs Charlotte, NC

๐Ÿ Housing
โ†‘ 51.7%
Brownsburg, IN
$1,628
Charlotte, NC
$2,469
Difference
$841
more
๐Ÿ“ฆOther
โ†‘ 15.7%
Brownsburg, IN
$1,476
Charlotte, NC
$1,707
Difference
$232
more
๐Ÿ›’Groceries
โ†‘ 11.7%
Brownsburg, IN
$886
Charlotte, NC
$989
Difference
$104
more
๐Ÿš—Transportation
โ†‘ 9.0%
Brownsburg, IN
$1,103
Charlotte, NC
$1,202
Difference
$99.21
more
๐ŸฅHealthcare
โ†‘ 13.7%
Brownsburg, IN
$561
Charlotte, NC
$638
Difference
$77.12
more
โšกAll Utilities
โ†‘ 7.2%
Brownsburg, IN
$484
Charlotte, NC
$519
Difference
$34.82
more

๐Ÿ Rent Comparison

Studio
From$1,041
To$1,630
โ†‘ $589
1 Bed
From$1,183
To$1,710
โ†‘ $527
2 Bed
From$1,373
To$1,870
โ†‘ $497
3 Bed
From$1,775
To$2,300
โ†‘ $525
Brownsburg, INZIP-level data

1BR range: $1,500โ€“$1,500/mo

Charlotte, NCZIP-level data

1BR range: $1,340โ€“$2,310/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,137
Monthly in Brownsburg, IN
$7,525
Monthly in Charlotte, NC
$1,387
Difference

Home Values

Brownsburg
Charlotte
$351K
Median Value
$399K
โ†‘ +0.7%
YoY Change
โ†“ -1.1%
โ†‘ +36.3%
5-Year Change
โ†‘ +40.8%
$351K
Price Range
$293K - $1.57M

Homes in Charlotte are 13% more expensive than Brownsburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Brownsburg, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Brownsburg, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Brownsburg
Charlotte
54 Moderate
Air Quality
51 Moderate
36.6%
Good Air Days
46.2%
97 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
18 days
Heat Days >95ยฐF
36 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.9ยฐF
18 days
Heat Days >95ยฐF
36 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

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