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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $140/month more in Syracuse, NY

$150.0K in your current city equals $151.7K in Syracuse, NY

Rent data from HUD ZIP-level estimates · COL index from Buffalo-Cheektowaga, NY area
Overall Cost
1.9%
More expensive
Monthly Impact
$140
Extra cost
Annual Impact
$1.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Buffalo, NY

Population:275K
Cost Index:
100
100 = national average
Median Home:$188K

Syracuse, NY

Population:146K
Cost Index:
102
(2% above avg)
Median Home:$177K

Buffalo, NY

The Empire State

275K
Population
State Tax
Yes

Located in New York, this city has a population of 275K residents.

Syracuse, NY

The Empire State

146K
Population
State Tax
Yes

Located in New York, this city has a population of 146K residents.

Cost Breakdown by Category

Annual spending: Buffalo, NY vs Syracuse, NY

Transportation
9.5%
Buffalo, NY
$1,570
Syracuse, NY
$1,421
Difference
$149
less
Housing
5.4%
Buffalo, NY
$1,911
Syracuse, NY
$1,809
Difference
$103
less
Healthcare
14.8%
Buffalo, NY
$565
Syracuse, NY
$648
Difference
$83.81
more
All Utilities
12.8%
Buffalo, NY
$498
Syracuse, NY
$562
Difference
$63.61
more
Other
0.6%
Buffalo, NY
$1,789
Syracuse, NY
$1,800
Difference
$11.24
more
Groceries
0.3%
Buffalo, NY
$1,039
Syracuse, NY
$1,036
Difference
$2.79
less

🏠Rent Comparison

Studio
From$1,212
To$748
$464
1 Bed
From$1,253
To$839
$414
2 Bed
From$1,477
To$1,043
$434
3 Bed
From$1,804
To$1,269
$535
Buffalo, NYZIP-level data

1BR range: $970$1,620/mo

Syracuse, NYZIP-level data

1BR range: $990$1,270/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,372
Monthly in Buffalo, NY
$7,276
Monthly in Syracuse, NY
$96.16
Difference

Home Values

Buffalo
Syracuse
$188K
Median Value
$177K
↑ +2.5%
YoY Change
↑ +3.5%
↑ +37.7%
5-Year Change
↑ +55.5%
$108K - $558K
Price Range
$138K - $348K

Homes in Syracuse are 6% less expensive than Buffalo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Buffalo, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Syracuse, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Additional Tax Information

Buffalo, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Syracuse, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Buffalo
Syracuse
54 Moderate
Air Quality
N/A
37.2%
Good Air Days
-
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.3°F
2050 Outlook
+2.9°F
11 days
Heat Days >95°F
15 days
+3.3°F
2050 Outlook
+2.9°F
11 days
Heat Days >95°F
15 days

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