Is Yonkers, NY cheaper than Buffalo, NY?

Based on cost of living data, Yonkers, NY is 32.6% more expensive than Buffalo, NY. This translates to spending an extra $2449 per month.

What salary do I need in Yonkers, NY to live like I do in Buffalo, NY?

If you earn $150,000 in Buffalo, NY, you'd need approximately $179,384.201 in Yonkers, NY to maintain the same standard of living.

How does housing cost compare between Buffalo, NY and Yonkers, NY?

Housing in Yonkers, NY is 94.4% more expensive than in Buffalo, NY. For a two-bedroom apartment, rent is $2,860/month in Yonkers, NY compared to $1,477/month in Buffalo, NY.

How much can I save per month by moving from Buffalo, NY to Yonkers, NY?

Living in Yonkers, NY costs approximately $2449 more per month than Buffalo, NY, or $29384 more per year, based on a $150,000 salary.

Buffalo, NY vs Yonkers, NY: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Buffalo, NY

Numbers update automatically as you type

You'd spend $2.4K/month more in Yonkers, NY

$150.0K in your current city equals $179.4K in Yonkers, NY

Rent data from HUD ZIP-level estimates · COL index from Buffalo-Cheektowaga, NY area

Overall Cost

↑ 32.6%

More expensive

Monthly Impact

$2,449

Extra cost

Annual Impact

$29.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Buffalo, NY

Population:275K

Cost Index:

100

100 = national average

Median Home:$188K

Yonkers, NY

Population:208K

Cost Index:

133

(33% above avg)

Median Home:$648K

Buffalo, NY

The Empire State

275K

Population

State Tax

Yes

Located in New York, this city has a population of 275K residents.

Yonkers, NY

The Empire State

208K

Population

State Tax

Yes

Located in New York, this city has a population of 208K residents.

Cost Breakdown by Category

Annual spending: Buffalo, NY vs Yonkers, NY

Category	Buffalo, NY	Yonkers, NY	Difference	Change
Housing	$1,911/mo	$3,716/mo	↑ $1,805more	94.4%
Other	$1,789/mo	$2,026/mo	↑ $236more	13.2%
Healthcare	$565/mo	$688/mo	↑ $123more	21.8%
All Utilities	$498/mo	$596/mo	↑ $97.70more	19.6%
Groceries	$1,039/mo	$1,099/mo	↑ $60.11more	5.8%
Transportation	$1,570/mo	$1,598/mo	↑ $28.43more	1.8%

Housing

↑ 94.4%

Buffalo, NY

$1,911

Yonkers, NY

$3,716

Difference

$1,805

Other

↑ 13.2%

Buffalo, NY

$1,789

Yonkers, NY

$2,026

Difference

$236

Healthcare

↑ 21.8%

Buffalo, NY

$565

Yonkers, NY

$688

Difference

$123

All Utilities

↑ 19.6%

Buffalo, NY

$498

Yonkers, NY

$596

Difference

$97.70

Groceries

↑ 5.8%

Buffalo, NY

$1,039

Yonkers, NY

$1,099

Difference

$60.11

Transportation

↑ 1.8%

Buffalo, NY

$1,570

Yonkers, NY

$1,598

Difference

$28.43

🏛️ Local Income Taxes

Yonkers, NY: Yonkers Surcharge (16.75% of state tax)$2,939/yr (2.0%)

Buffalo, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,212

To$2,490

↑ $1,278

1 Bed

From$1,253

To$2,610

↑ $1,357

2 Bed

From$1,477

To$2,860

↑ $1,383

3 Bed

From$1,804

To$3,580

↑ $1,776

Buffalo, NYZIP-level data

1BR range: $970–$1,620/mo

Yonkers, NYZIP-level data

1BR range: $2,400–$2,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,372

Monthly in Buffalo, NY

$9,722

Monthly in Yonkers, NY

$2,351

Difference

Home Values

Buffalo

Yonkers

$188K

Median Value

$648K

↑ +2.5%

YoY Change

↑ +4.6%

↑ +37.7%

5-Year Change

↑ +30.3%

$108K - $558K

Price Range

$598K - $729K

Homes in Yonkers are 245% more expensive than Buffalo

Calculate payment - Buffalo Calculate payment - Yonkers

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Buffalo, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Yonkers, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Additional Tax Information

Buffalo, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Yonkers, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.