Bunker Hill, IL vs Niagara, WI: Cost of Living

Which city costs less?

Niagara, WI has a modeled overall cost index 17.1% lower than Bunker Hill, IL.

Bunker Hill, IL · modeled 2BR rent
$1,030 / month
Niagara, WI · modeled 2BR rent
$1,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Bunker Hill, IL and Niagara, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $921/month in Niagara, WI

$150,000 in your current city has a modeled equivalent of $138,942 in Niagara, WI

Regional cost estimates: Bunker Hill, IL uses St. Louis, MO. Niagara, WI uses Milwaukee, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 17.1%
Less expensive
Monthly Impact
$921
Savings
Annual Impact
$11.1K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Bunker Hill, IL

Population:2K
Cost Index:
77.7
100 = national average
Typical Home:$167K

Niagara, WI

Population:2K
Cost Index:
64.4
100 = national average
Typical Home:$171K

Planning the move to Niagara?

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Bunker Hill, IL

The Prairie State

2K
Population
State Tax
Yes

Located in Illinois, this city has a population of 2K residents.

Niagara, WI

The Badger State

2K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Bunker Hill, IL vs Niagara, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↓ 20.7%
Bunker Hill, IL
$1,816
Niagara, WI
$1,440
Difference
$377
less
Housing
↓ 18.5%
Bunker Hill, IL
$1,903
Niagara, WI
$1,550
Difference
$353
less
Healthcare
↑ 21.5%
Bunker Hill, IL
$630
Niagara, WI
$765
Difference
$135
more
Groceries
↓ 10.0%
Bunker Hill, IL
$1,136
Niagara, WI
$1,022
Difference
$114
less
Transportation
↓ 8.3%
Bunker Hill, IL
$1,374
Niagara, WI
$1,260
Difference
$114
less
All Utilities
↓ 15.5%
Bunker Hill, IL
$641
Niagara, WI
$541
Difference
$99.40
less

🏠Rent Comparison

Studio
From$780
To$800
↑ $20.00
1 Bed
From$780
To$820
↑ $40.00
2 Bed
From$1,030
To$1,070
↑ $40.00
3 Bed
From$1,290
To$1,300
↑ $10.00
Bunker Hill, ILZIP-level data

1BR range: $780–$780/mo

Niagara, WIZIP-level data

1BR range: $820–$820/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Bunker Hill, IL
$6,579
Monthly in Niagara, WI
$921
Difference

Home Values

Bunker Hill
Niagara
$167K
Median Value
$171K
↓ -3.9%
YoY Change
↑ +12.9%
↑ +1.6%
5-Year Change
↑ +51.9%

Homes in Niagara are 3% more expensive than Bunker Hill

Calculate payment - Bunker HillCalculate payment - Niagara

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $1.4K
More taxes
Monthly Difference
$119
Less take-home
Effective Rate Diff
0.9%
Rate difference

Bunker Hill, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Niagara, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Bunker Hill, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Niagara, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Bunker Hill
Niagara
54 Moderate
Air Quality
43 Good
38%
Good Air Days
68.6%
99 High
Climate Risk
98 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
13 days
▲+3.0°F
2050 Outlook
▲+3.3°F
39 days
Heat Days >95°F
13 days

Before moving from Bunker Hill, IL to Niagara, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Niagara, WI for the same bedroom count and included utilities as your home in Bunker Hill, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Bunker Hill to Niagara moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Niagara, WI by cost, housing, population and region.

Frequently Asked Questions: Bunker Hill, IL vs Niagara, WI

How do the cost estimates for Bunker Hill, IL and Niagara, WI compare?

Niagara, WI has a modeled overall cost index 17.1% lower than Bunker Hill, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Bunker Hill, IL, the model estimates $138,942 in Niagara, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Bunker Hill, IL and Niagara, WI?

The modeled two-bedroom rents are $1,030/month in Bunker Hill, IL and $1,070/month in Niagara, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Wisconsin on TaxTakeHome.com

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