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Cost of Living Comparison 2026

๐Ÿ“ Burlingame, CA โ€” COL adjusted from Oakland, CA area + state data

$

Numbers update automatically as you type

You'd save $2.5K/month moving to Phoenix, AZ

$150.0K in your current city equals $119.8K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from San Francisco-Oakland-Berkeley, CA area
Overall Cost
โ†“ 33.6%
Less expensive
Monthly Impact
$2,518
Savings
Annual Impact
$30.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Burlingame, CA

Population:30K
Cost Index:100
Median Home:$575K

Phoenix, AZ

Population:1608K
Cost Index:66
Median Home:$414K

Burlingame, CA

The Golden State

30K
Population
State Tax
Yes

Located in California, this city has a population of 30K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Burlingame, CA vs Phoenix, AZ

๐Ÿ Housing
โ†“ 52.0%
Burlingame, CA
$5,814
Phoenix, AZ
$2,788
Difference
$3,025
less
๐Ÿš—Transportation
โ†“ 26.7%
Burlingame, CA
$2,032
Phoenix, AZ
$1,489
Difference
$543
less
๐Ÿ›’Groceries
โ†“ 14.4%
Burlingame, CA
$1,125
Phoenix, AZ
$963
Difference
$161
less
โšกAll Utilities
โ†‘ 29.1%
Burlingame, CA
$435
Phoenix, AZ
$561
Difference
$126
more
๐ŸฅHealthcare
โ†“ 14.1%
Burlingame, CA
$685
Phoenix, AZ
$589
Difference
$96.78
less
๐Ÿ“ฆOther
โ†“ 5.0%
Burlingame, CA
$1,765
Phoenix, AZ
$1,677
Difference
$88.01
less

๐Ÿ Rent Comparison

Studio
From$1,761
To$1,390
โ†“ $371
1 Bed
From$2,081
To$1,510
โ†“ $571
2 Bed
From$2,641
To$1,750
โ†“ $891
3 Bed
From$3,842
To$2,330
โ†“ $1,512
Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$11,856
Monthly in Burlingame, CA
$8,068
Monthly in Phoenix, AZ
$3,789
Difference

Home Values

Burlingame
Phoenix
-
Median Value
$414K
-
YoY Change
โ†“ -3.1%
-
5-Year Change
โ†‘ +30.2%
-
Price Range
$274K - $957K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $5.4K
Per year
Monthly Difference
$449
More take-home
Effective Rate Diff
3.6%
Rate difference

Burlingame, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Burlingame, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Burlingame
Phoenix
49 Good
Air Quality
77 Moderate
53%
Good Air Days
9%
100 Very High
Climate Risk
100 Very High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒ…
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+1.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
2 days
Heat Days >95ยฐF
162 days
โ–ฒ+1.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
2 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Arizona on TaxTakeHome.com

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