Burnham, IL vs Sugar Creek, MO: Cost of Living

Which city costs less?

Sugar Creek, MO has a modeled overall cost index 13.6% lower than Burnham, IL.

Burnham, IL · modeled 2BR rent: $1,450 / month
Sugar Creek, MO · modeled 2BR rent: $1,240 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Burnham, IL and Sugar Creek, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Burnham, IL

Numbers update automatically as you type

Estimated savings: $1,158/month in Sugar Creek, MO

$150,000 in your current city has a modeled equivalent of $136,105 in Sugar Creek, MO

Regional cost estimates: Burnham, IL uses Chicago, IL. Sugar Creek, MO uses Kansas City, MO. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 13.6%

Less expensive

Monthly Impact

$1,158

Savings

Annual Impact

$13.9K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Burnham, IL

Population:4K

Cost Index:

92.7

100 = national average

Typical Home:$180K

Sugar Creek, MO

Population:3K

Cost Index:

80.1

100 = national average

Typical Home:$152K

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Burnham, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 4K residents.

Sugar Creek, MO

The Show-Me State

Population

State Tax

Yes

Located in Missouri, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Burnham, IL vs Sugar Creek, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Burnham, IL	Sugar Creek, MO	Difference	Change
Housing	$2,432/mo	$1,733/mo	↓ $699less	28.8%
Transportation	$1,480/mo	$1,112/mo	↓ $369less	24.9%
Other	$1,549/mo	$1,470/mo	↓ $79.00less	5.1%
Groceries	$979/mo	$920/mo	↓ $59.08less	6.0%
All Utilities	$494/mo	$519/mo	↑ $25.18more	5.1%
Healthcare	$566/mo	$589/mo	↑ $22.65more	4.0%

Housing

↓ 28.8%

Burnham, IL

$2,432

Sugar Creek, MO

$1,733

Difference

$699

less

Transportation

↓ 24.9%

Burnham, IL

$1,480

Sugar Creek, MO

$1,112

Difference

$369

less

Other

↓ 5.1%

Burnham, IL

$1,549

Sugar Creek, MO

$1,470

Difference

$79.00

less

Groceries

↓ 6.0%

Burnham, IL

$979

Sugar Creek, MO

$920

Difference

$59.08

less

All Utilities

↑ 5.1%

Burnham, IL

$494

Sugar Creek, MO

$519

Difference

$25.18

Healthcare

↑ 4.0%

Burnham, IL

$566

Sugar Creek, MO

$589

Difference

$22.65

🏠Rent Comparison

Studio

From$1,200

To$1,000

↓ $200

1 Bed

From$1,290

To$1,090

↓ $200

2 Bed

From$1,450

To$1,240

↓ $210

3 Bed

From$1,870

To$1,610

↓ $260

Burnham, ILZIP-level data

1BR range: $1,290–$1,290/mo

Sugar Creek, MOZIP-level data

1BR range: $1,090–$1,090/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Burnham, IL

$6,342

Monthly in Sugar Creek, MO

$1,158

Difference

Home Values

Burnham

Sugar Creek

$180K

Median Value

$152K

↓ -1.6%

YoY Change

↑ +3.5%

↑ +34.9%

5-Year Change

↑ +53.7%

Homes in Sugar Creek are 15% less expensive than Burnham

Calculate payment - Burnham Calculate payment - Sugar Creek

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Burnham, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Sugar Creek, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Burnham, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Sugar Creek, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Burnham

Sugar Creek

54 Moderate

Air Quality

46 Good

35.8%

Good Air Days

59.3%

100 Very High

Climate Risk

97 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

44 days

▲+3.2°F

2050 Outlook

▲+3.3°F

18 days

Heat Days >95°F

44 days

Before moving from Burnham, IL to Sugar Creek, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Sugar Creek, MO for the same bedroom count and included utilities as your home in Burnham, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Burnham to Sugar Creek moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Sugar Creek, MO by cost, housing, population and region.

Frequently Asked Questions: Burnham, IL vs Sugar Creek, MO

How do the cost estimates for Burnham, IL and Sugar Creek, MO compare?

Sugar Creek, MO has a modeled overall cost index 13.6% lower than Burnham, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Burnham, IL, the model estimates $136,105 in Sugar Creek, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Burnham, IL and Sugar Creek, MO?

The modeled two-bedroom rents are $1,450/month in Burnham, IL and $1,240/month in Sugar Creek, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Missouri on TaxTakeHome.com