Cache, OK vs Fort Gibson, OK: Cost of Living

Which city costs less?

Fort Gibson, OK has a modeled overall cost index 1.3% higher than Cache, OK.

Cache, OK · modeled 2BR rent
$940 / month
Fort Gibson, OK · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Cache, OK and Fort Gibson, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated extra cost: $63.80/month in Fort Gibson, OK

$150,000 in your current city has a modeled equivalent of $150,766 in Fort Gibson, OK

Regional cost estimates: Cache, OK uses Oklahoma City, OK. Fort Gibson, OK uses Tulsa, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.3%
More expensive
Monthly Impact
$63.80
Extra cost
Annual Impact
$766
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Cache, OK

Population:3K
Cost Index:
77.2
100 = national average
Typical Home:$212K

Fort Gibson, OK

Population:4K
Cost Index:
78.2
100 = national average
Typical Home:$225K

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Cache, OK

The Sooner State

3K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 3K residents.

Fort Gibson, OK

The Sooner State

4K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 4K residents.

Cost Breakdown by Category

Estimated monthly spending: Cache, OK vs Fort Gibson, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 6.7%
Cache, OK
$1,785
Fort Gibson, OK
$1,904
Difference
$119
more
All Utilities
↓ 5.7%
Cache, OK
$618
Fort Gibson, OK
$583
Difference
$35.25
less
Healthcare
↓ 3.9%
Cache, OK
$657
Fort Gibson, OK
$632
Difference
$25.40
less
Groceries
↑ 1.8%
Cache, OK
$1,071
Fort Gibson, OK
$1,090
Difference
$19.02
more
Transportation
↓ 0.9%
Cache, OK
$1,426
Fort Gibson, OK
$1,414
Difference
$12.28
less
Housing
↓ 0.1%
Cache, OK
$1,943
Fort Gibson, OK
$1,942
Difference
$0.99
less

🏠Rent Comparison

Studio
From$730
To$720
↓ $10.00
1 Bed
From$730
To$730
→ $0
2 Bed
From$940
To$940
→ $0
3 Bed
From$1,300
To$1,220
↓ $80.00
Cache, OKZIP-level data

1BR range: $730–$730/mo

Fort Gibson, OKZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Cache, OK
$7,564
Monthly in Fort Gibson, OK
$63.80
Difference

Home Values

Cache
Fort Gibson
$212K
Median Value
$225K
↑ +6.4%
YoY Change
↑ +1.1%
↑ +41.1%
5-Year Change
↑ +38.5%

Homes in Fort Gibson are 6% more expensive than Cache

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Cache, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Fort Gibson, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Cache, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Fort Gibson, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cache
Fort Gibson
52 Moderate
Air Quality
51 Moderate
47%
Good Air Days
48.4%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
61 days
▲+3.1°F
2050 Outlook
▲+3.0°F
67 days
Heat Days >95°F
61 days

Before moving from Cache, OK to Fort Gibson, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Fort Gibson, OK for the same bedroom count and included utilities as your home in Cache, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Cache to Fort Gibson moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Fort Gibson, OK by cost, housing, population and region.

Frequently Asked Questions: Cache, OK vs Fort Gibson, OK

How do the cost estimates for Cache, OK and Fort Gibson, OK compare?

Fort Gibson, OK has a modeled overall cost index 1.3% higher than Cache, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Cache, OK, the model estimates $150,766 in Fort Gibson, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Cache, OK and Fort Gibson, OK?

The modeled two-bedroom rents are $940/month in Cache, OK and $940/month in Fort Gibson, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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