Caddo Mills, TX vs Jarrell, TX: Cost of Living

Which city costs less?

Jarrell, TX has a modeled overall cost index 1.9% higher than Caddo Mills, TX.

Caddo Mills, TX · modeled 2BR rent
$1,830 / month
Jarrell, TX · modeled 2BR rent
$1,940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Caddo Mills, TX and Jarrell, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $254/month in Jarrell, TX

$150,000 in your current city has a modeled equivalent of $153,047 in Jarrell, TX

Regional cost estimates: Caddo Mills, TX uses Garland, TX. Jarrell, TX uses Austin, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.9%
More expensive
Monthly Impact
$254
Extra cost
Annual Impact
$3.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Caddo Mills, TX

Population:4K
Cost Index:
88.4
100 = national average
Typical Home:$309K

Jarrell, TX

Population:4K
Cost Index:
90.1
100 = national average
Typical Home:$258K

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Caddo Mills, TX

The Lone Star State

4K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 4K residents.

💡 Advantage: Texas has no state income tax!

Jarrell, TX

The Lone Star State

4K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 4K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Caddo Mills, TX vs Jarrell, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 21.0%
Caddo Mills, TX
$2,117
Jarrell, TX
$2,563
Difference
$445
more
Transportation
↓ 5.1%
Caddo Mills, TX
$1,335
Jarrell, TX
$1,267
Difference
$67.45
less
Healthcare
↓ 8.8%
Caddo Mills, TX
$681
Jarrell, TX
$621
Difference
$59.69
less
Groceries
↓ 4.0%
Caddo Mills, TX
$1,055
Jarrell, TX
$1,013
Difference
$42.65
less
All Utilities
↓ 5.8%
Caddo Mills, TX
$607
Jarrell, TX
$571
Difference
$35.46
less
Other
↑ 0.8%
Caddo Mills, TX
$1,705
Jarrell, TX
$1,719
Difference
$13.71
more

🏠Rent Comparison

Studio
From$1,500
To$1,540
↑ $40.00
1 Bed
From$1,560
To$1,640
↑ $80.00
2 Bed
From$1,830
To$1,940
↑ $110
3 Bed
From$2,300
To$2,460
↑ $160
Caddo Mills, TXZIP-level data

1BR range: $1,560–$1,560/mo

Jarrell, TXZIP-level data

1BR range: $1,640–$1,640/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Caddo Mills, TX
$7,754
Monthly in Jarrell, TX
$254
Difference

Home Values

Caddo Mills
Jarrell
$309K
Median Value
$258K
↓ -3.8%
YoY Change
↓ -3.2%
↑ +22.9%
5-Year Change
↑ +18.3%

Homes in Jarrell are 17% less expensive than Caddo Mills

Calculate payment - Caddo MillsCalculate payment - Jarrell

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Caddo Mills, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Jarrell, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Caddo Mills, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Jarrell, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Caddo Mills
Jarrell
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
42.6%
100 Very High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+2.5°F
84 days
Heat Days >95°F
98 days
▲+2.7°F
2050 Outlook
▲+2.5°F
84 days
Heat Days >95°F
98 days

Before moving from Caddo Mills, TX to Jarrell, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Jarrell, TX for the same bedroom count and included utilities as your home in Caddo Mills, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Caddo Mills to Jarrell moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Jarrell, TX by cost, housing, population and region.

Frequently Asked Questions: Caddo Mills, TX vs Jarrell, TX

How do the cost estimates for Caddo Mills, TX and Jarrell, TX compare?

Jarrell, TX has a modeled overall cost index 1.9% higher than Caddo Mills, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Caddo Mills, TX, the model estimates $153,047 in Jarrell, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Caddo Mills, TX and Jarrell, TX?

The modeled two-bedroom rents are $1,830/month in Caddo Mills, TX and $1,940/month in Jarrell, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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