Is Charlotte, NC cheaper than Caldwell, ID?

Based on cost of living data, Charlotte, NC is 6.0% cheaper than Caldwell, ID. This translates to saving $447 per month.

What salary do I need in Charlotte, NC to live like I do in Caldwell, ID?

If you earn $150,000 in Caldwell, ID, you'd need approximately $144,633.788 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Caldwell, ID and Charlotte, NC?

Housing in Charlotte, NC is 5.7% cheaper than in Caldwell, ID. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,373/month in Caldwell, ID.

How much can I save per month by moving from Caldwell, ID to Charlotte, NC?

Moving from Caldwell, ID to Charlotte, NC could save you approximately $447 per month, or $5366 per year, based on a $150,000 salary.

Caldwell, ID vs Charlotte, NC: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Caldwell, ID — ZIP-level rent data · COL adjusted from Boise, ID area

Current salary in Caldwell, ID

Numbers update automatically as you type

You'd save $447/month moving to Charlotte, NC

$150.0K in your current city equals $144.6K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Boise City, ID area

Overall Cost

↓ 6.0%

Less expensive

Monthly Impact

$447

Savings

Annual Impact

$5.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Caldwell, ID

Population:68K

Cost Index:100

Median Home:$364K

Charlotte, NC

Population:875K

Cost Index:94

Median Home:$399K

Caldwell, ID

The Gem State

68K

Population

State Tax

Yes

Located in Idaho, this city has a population of 68K residents.

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Caldwell, ID vs Charlotte, NC

Category	Caldwell, ID	Charlotte, NC	Difference	Change
🏠Housing	$2,617/mo	$2,469/mo	↓ $149less	5.7%
🚗Transportation	$1,289/mo	$1,202/mo	↓ $87.32less	6.8%
⚡All Utilities	$480/mo	$519/mo	↑ $39.37more	8.2%
🛒Groceries	$966/mo	$989/mo	↑ $23.25more	2.4%
📦Other	$1,727/mo	$1,707/mo	↓ $19.26less	1.1%
🏥Healthcare	$636/mo	$638/mo	↑ $2.52more	0.4%

🏠Housing

↓ 5.7%

Caldwell, ID

$2,617

Charlotte, NC

$2,469

Difference

$149

less

🚗Transportation

↓ 6.8%

Caldwell, ID

$1,289

Charlotte, NC

$1,202

Difference

$87.32

less

⚡All Utilities

↑ 8.2%

Caldwell, ID

$480

Charlotte, NC

$519

Difference

$39.37

🛒Groceries

↑ 2.4%

Caldwell, ID

$966

Charlotte, NC

$989

Difference

$23.25

📦Other

↓ 1.1%

Caldwell, ID

$1,727

Charlotte, NC

$1,707

Difference

$19.26

less

🏥Healthcare

↑ 0.4%

Caldwell, ID

$636

Charlotte, NC

$638

Difference

$2.52

🏠Rent Comparison

Studio

From$968

To$1,630

↑ $662

1 Bed

From$1,150

To$1,710

↑ $560

2 Bed

From$1,373

To$1,870

↑ $497

3 Bed

From$1,919

To$2,300

↑ $381

Caldwell, IDZIP-level data

1BR range: $1,390–$1,390/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,715

Monthly in Caldwell, ID

$7,525

Monthly in Charlotte, NC

$190

Difference

Home Values

Caldwell

Charlotte

$364K

Median Value

$399K

↓ -0.7%

YoY Change

↓ -1.1%

↑ +30.3%

5-Year Change

↑ +40.8%

$364K

Price Range

$293K - $1.57M

Homes in Charlotte are 10% more expensive than Caldwell

Calculate payment - Caldwell Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.1K

Per year

Monthly Difference

$760

More take-home

Effective Rate Diff

6.1%

Rate difference

Caldwell, ID

Federal Income Tax

Effective: 18.9%

$25.5K

Idaho State Tax

Effective: 10.8%

$16.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.5%

$53.3K

Take-Home Pay

$8,062/month

$96.7K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Caldwell, ID Tax Rates

Sales Tax:6.3%

Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.