Caledonia, MN vs Cherry Valley, IL: Cost of Living

Which city costs less?

Cherry Valley, IL has a modeled overall cost index 9.7% higher than Caledonia, MN.

Caledonia, MN · modeled 2BR rent
$1,080 / month
Cherry Valley, IL · modeled 2BR rent
$1,070 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Caledonia, MN and Cherry Valley, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $612/month in Cherry Valley, IL

$150,000 in your current city has a modeled equivalent of $157,346 in Cherry Valley, IL

Regional cost estimates: Caledonia, MN uses Madison, WI. Cherry Valley, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 9.7%
More expensive
Monthly Impact
$612
Extra cost
Annual Impact
$7.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Caledonia, MN

Population:3K
Cost Index:
83.5
100 = national average
Typical Home:$274K

Cherry Valley, IL

Population:3K
Cost Index:
91.5
100 = national average
Typical Home:$271K

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Caledonia, MN

The North Star State

3K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 3K residents.

Cherry Valley, IL

The Prairie State

3K
Population
State Tax
Yes

Located in Illinois, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Caledonia, MN vs Cherry Valley, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 9.7%
Caledonia, MN
$2,287
Cherry Valley, IL
$2,508
Difference
$221
more
Other
↑ 9.7%
Caledonia, MN
$1,653
Cherry Valley, IL
$1,812
Difference
$159
more
Transportation
↑ 9.7%
Caledonia, MN
$1,298
Cherry Valley, IL
$1,423
Difference
$125
more
Groceries
↑ 4.7%
Caledonia, MN
$993
Cherry Valley, IL
$1,039
Difference
$46.80
more
Healthcare
↑ 4.7%
Caledonia, MN
$744
Cherry Valley, IL
$779
Difference
$35.06
more
All Utilities
↑ 4.7%
Caledonia, MN
$526
Cherry Valley, IL
$551
Difference
$24.79
more

🏠Rent Comparison

Studio
From$740
To$730
↓ $10.00
1 Bed
From$830
To$810
↓ $20.00
2 Bed
From$1,080
To$1,070
↓ $10.00
3 Bed
From$1,430
To$1,410
↓ $20.00
Caledonia, MNZIP-level data

1BR range: $830–$830/mo

Cherry Valley, ILZIP-level data

1BR range: $810–$810/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Caledonia, MN
$8,112
Monthly in Cherry Valley, IL
$612
Difference

Home Values

Caledonia
Cherry Valley
$274K
Median Value
$271K
↑ +6.4%
YoY Change
↑ +7.6%
↑ +46.9%
5-Year Change
↑ +53.9%

Homes in Cherry Valley are 1% less expensive than Caledonia

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $3.0K
Per year
Monthly Difference
$251
More take-home
Effective Rate Diff
2.0%
Rate difference

Caledonia, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Cherry Valley, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Caledonia, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

Cherry Valley, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Caledonia
Cherry Valley
42 Good
Air Quality
42 Good
72.1%
Good Air Days
72.1%
94 Moderate
Climate Risk
94 Moderate
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.4°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
10 days
▲+3.4°F
2050 Outlook
▲+3.4°F
10 days
Heat Days >95°F
10 days

Before moving from Caledonia, MN to Cherry Valley, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cherry Valley, IL for the same bedroom count and included utilities as your home in Caledonia, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Caledonia to Cherry Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cherry Valley, IL by cost, housing, population and region.

Frequently Asked Questions: Caledonia, MN vs Cherry Valley, IL

How do the cost estimates for Caledonia, MN and Cherry Valley, IL compare?

Cherry Valley, IL has a modeled overall cost index 9.7% higher than Caledonia, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Caledonia, MN, the model estimates $157,346 in Cherry Valley, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Caledonia, MN and Cherry Valley, IL?

The modeled two-bedroom rents are $1,080/month in Caledonia, MN and $1,070/month in Cherry Valley, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Illinois on TaxTakeHome.com

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