Calumet City, IL vs Roseville, MI: Cost of Living

Which city costs less?

Roseville, MI has a modeled overall cost index 15.1% lower than Calumet City, IL.

Calumet City, IL · modeled 2BR rent: $1,450 / month
Roseville, MI · modeled 2BR rent: $1,430 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Calumet City, IL and Roseville, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Calumet City, IL

Numbers update automatically as you type

Estimated savings: $1,228/month in Roseville, MI

$150,000 in your current city has a modeled equivalent of $135,265 in Roseville, MI

Regional cost estimates: Calumet City, IL uses Chicago, IL. Roseville, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 15.1%

Less expensive

Monthly Impact

$1,228

Savings

Annual Impact

$14.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Calumet City, IL

Population:34K

Cost Index:

97.8

100 = national average

Typical Home:$148K

Roseville, MI

Population:47K

Cost Index:

83.0

100 = national average

Typical Home:$164K

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Calumet City, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

Roseville, MI

The Great Lakes State

47K

Population

State Tax

Yes

Located in Michigan, this city has a population of 47K residents.

Cost Breakdown by Category

Estimated monthly spending: Calumet City, IL vs Roseville, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Calumet City, IL	Roseville, MI	Difference	Change
Housing	$2,449/mo	$1,298/mo	↓ $1,151less	47.0%
Groceries	$960/mo	$904/mo	↓ $56.03less	5.8%
All Utilities	$484/mo	$531/mo	↑ $46.58more	9.6%
Transportation	$1,491/mo	$1,453/mo	↓ $37.96less	2.5%
Healthcare	$555/mo	$537/mo	↓ $17.88less	3.2%
Other	$1,560/mo	$1,549/mo	↓ $11.39less	0.7%

Housing

↓ 47.0%

Calumet City, IL

$2,449

Roseville, MI

$1,298

Difference

$1,151

less

Groceries

↓ 5.8%

Calumet City, IL

$960

Roseville, MI

$904

Difference

$56.03

less

All Utilities

↑ 9.6%

Calumet City, IL

$484

Roseville, MI

$531

Difference

$46.58

Transportation

↓ 2.5%

Calumet City, IL

$1,491

Roseville, MI

$1,453

Difference

$37.96

less

Healthcare

↓ 3.2%

Calumet City, IL

$555

Roseville, MI

$537

Difference

$17.88

less

Other

↓ 0.7%

Calumet City, IL

$1,560

Roseville, MI

$1,549

Difference

$11.39

less

🏠Rent Comparison

Studio

From$1,200

To$1,020

↓ $180

1 Bed

From$1,290

To$1,140

↓ $150

2 Bed

From$1,450

To$1,430

↓ $20.00

3 Bed

From$1,870

To$1,750

↓ $120

Calumet City, ILZIP-level data

1BR range: $1,290–$1,290/mo

Roseville, MIZIP-level data

1BR range: $1,140–$1,140/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Calumet City, IL

$6,272

Monthly in Roseville, MI

$1,228

Difference

Home Values

Calumet City

Roseville

$148K

Median Value

$164K

↓ -3%

YoY Change

↑ +3.3%

↑ +36.5%

5-Year Change

↑ +35.8%

Homes in Roseville are 11% more expensive than Calumet City

Calculate payment - Calumet City Calculate payment - Roseville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $1.1K

Per year

Monthly Difference

$87.50

More take-home

Effective Rate Diff

0.7%

Rate difference

Calumet City, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Roseville, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Calumet City, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Roseville, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Calumet City

Roseville

54 Moderate

Air Quality

55 Moderate

35.8%

Good Air Days

32.8%

100 Very High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌡🌪

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

10 days

▲+3.2°F

2050 Outlook

▲+3.1°F

18 days

Heat Days >95°F

10 days

Before moving from Calumet City, IL to Roseville, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Roseville, MI for the same bedroom count and included utilities as your home in Calumet City, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Calumet City to Roseville moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Roseville, MI by cost, housing, population and region.

Frequently Asked Questions: Calumet City, IL vs Roseville, MI

How do the cost estimates for Calumet City, IL and Roseville, MI compare?

Roseville, MI has a modeled overall cost index 15.1% lower than Calumet City, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Calumet City, IL, the model estimates $135,265 in Roseville, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Calumet City, IL and Roseville, MI?

The modeled two-bedroom rents are $1,450/month in Calumet City, IL and $1,430/month in Roseville, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Illinois and Michigan on TaxTakeHome.com