Is St. Louis, MO cheaper than Calumet City, IL?

Based on cost of living data, St. Louis, MO is 11.1% cheaper than Calumet City, IL. This translates to saving $829 per month.

What salary do I need in St. Louis, MO to live like I do in Calumet City, IL?

If you earn $150,000 in Calumet City, IL, you'd need approximately $140,048.481 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Calumet City, IL and St. Louis, MO?

Housing in St. Louis, MO is 25.1% cheaper than in Calumet City, IL. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,115/month in Calumet City, IL.

How much can I save per month by moving from Calumet City, IL to St. Louis, MO?

Moving from Calumet City, IL to St. Louis, MO could save you approximately $829 per month, or $9952 per year, based on a $150,000 salary.

Calumet City, IL vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Calumet City, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Calumet City, IL

Numbers update automatically as you type

You'd save $829/month moving to St. Louis, MO

$150.0K in your current city equals $140.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 11.1%

Less expensive

Monthly Impact

$829

Savings

Annual Impact

$10.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Calumet City, IL

Population:34K

Cost Index:100

Median Home:$148K

St. Louis, MO

Population:302K

Cost Index:89

Median Home:$145K

Calumet City, IL

The Prairie State

34K

Population

State Tax

Yes

Located in Illinois, this city has a population of 34K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Calumet City, IL vs St. Louis, MO

Category	Calumet City, IL	St. Louis, MO	Difference	Change
🏠Housing	$2,497/mo	$1,871/mo	↓ $626less	25.1%
🚗Transportation	$1,520/mo	$1,216/mo	↓ $305less	20.0%
⚡All Utilities	$494/mo	$535/mo	↑ $41.70more	8.4%
🏥Healthcare	$566/mo	$527/mo	↓ $39.15less	6.9%
🛒Groceries	$979/mo	$949/mo	↓ $29.76less	3.0%
📦Other	$1,590/mo	$1,607/mo	↑ $16.56more	1.0%

🏠Housing

↓ 25.1%

Calumet City, IL

$2,497

St. Louis, MO

$1,871

Difference

$626

less

🚗Transportation

↓ 20.0%

Calumet City, IL

$1,520

St. Louis, MO

$1,216

Difference

$305

less

⚡All Utilities

↑ 8.4%

Calumet City, IL

$494

St. Louis, MO

$535

Difference

$41.70

🏥Healthcare

↓ 6.9%

Calumet City, IL

$566

St. Louis, MO

$527

Difference

$39.15

less

🛒Groceries

↓ 3.0%

Calumet City, IL

$979

St. Louis, MO

$949

Difference

$29.76

less

📦Other

↑ 1.0%

Calumet City, IL

$1,590

St. Louis, MO

$1,607

Difference

$16.56

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Calumet City, IL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$923

To$910

↓ $13.00

1 Bed

From$992

To$950

↓ $42.00

2 Bed

From$1,115

To$1,160

↑ $45.00

3 Bed

From$1,438

To$1,490

↑ $52.00

Calumet City, ILZIP-level data

1BR range: $1,290–$1,290/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,647

Monthly in Calumet City, IL

$6,705

Monthly in St. Louis, MO

$941

Difference

Home Values

Calumet City

St. Louis

$148K

Median Value

$145K

↓ -3%

YoY Change

↓ -0.8%

↑ +36.5%

5-Year Change

↑ +10.9%

$148K

Price Range

$38K - $302K

Homes in St. Louis are 2% less expensive than Calumet City

Calculate payment - Calumet City Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Calumet City, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Calumet City, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.