Is Austin, TX cheaper than Camarillo, CA?

Based on cost of living data, Austin, TX is 27.8% cheaper than Camarillo, CA. This translates to saving $2083 per month.

What salary do I need in Austin, TX to live like I do in Camarillo, CA?

If you earn $150,000 in Camarillo, CA, you'd need approximately $124,999.23 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Camarillo, CA and Austin, TX?

Housing in Austin, TX is 38.1% cheaper than in Camarillo, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,628/month in Camarillo, CA.

How much can I save per month by moving from Camarillo, CA to Austin, TX?

Moving from Camarillo, CA to Austin, TX could save you approximately $2083 per month, or $25001 per year, based on a $150,000 salary.

Camarillo, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Camarillo, CA — ZIP-level rent data · COL adjusted from Oxnard, CA area

Current salary in Camarillo, CA

Numbers update automatically as you type

You'd save $2.1K/month moving to Austin, TX

$150.0K in your current city equals $125.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 27.8%

Less expensive

Monthly Impact

$2,083

Savings

Annual Impact

$25.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Camarillo, CA

Population:70K

Cost Index:100

Median Home:$900K

Austin, TX

Population:979K

Cost Index:72

Median Home:$558K

Camarillo, CA

The Golden State

70K

Population

State Tax

Yes

Located in California, this city has a population of 70K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Camarillo, CA vs Austin, TX

Category	Camarillo, CA	Austin, TX	Difference	Change
🏠Housing	$4,661/mo	$2,885/mo	↓ $1,776less	38.1%
🚗Transportation	$2,108/mo	$1,284/mo	↓ $824less	39.1%
📦Other	$1,930/mo	$1,741/mo	↓ $189less	9.8%
🛒Groceries	$1,027/mo	$959/mo	↓ $67.83less	6.6%
🏥Healthcare	$545/mo	$589/mo	↑ $43.60more	8.0%
⚡All Utilities	$551/mo	$541/mo	↓ $9.90less	1.8%

🏠Housing

↓ 38.1%

Camarillo, CA

$4,661

Austin, TX

$2,885

Difference

$1,776

less

🚗Transportation

↓ 39.1%

Camarillo, CA

$2,108

Austin, TX

$1,284

Difference

$824

less

📦Other

↓ 9.8%

Camarillo, CA

$1,930

Austin, TX

$1,741

Difference

$189

less

🛒Groceries

↓ 6.6%

Camarillo, CA

$1,027

Austin, TX

$959

Difference

$67.83

less

🏥Healthcare

↑ 8.0%

Camarillo, CA

$545

Austin, TX

$589

Difference

$43.60

⚡All Utilities

↓ 1.8%

Camarillo, CA

$551

Austin, TX

$541

Difference

$9.90

less

🏠Rent Comparison

Studio

From$1,951

To$1,585

↓ $366

1 Bed

From$2,196

To$1,685

↓ $511

2 Bed

From$2,628

To$1,995

↓ $633

3 Bed

From$3,562

To$2,525

↓ $1,037

Camarillo, CAZIP-level data

1BR range: $2,400–$2,890/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,821

Monthly in Camarillo, CA

$7,998

Monthly in Austin, TX

$2,823

Difference

Home Values

Camarillo

Austin

$900K

Median Value

$558K

↓ -0.4%

YoY Change

↓ -5%

↑ +27.1%

5-Year Change

↑ +12.6%

$898K - $903K

Price Range

$272K - $1.26M

Homes in Austin are 38% less expensive than Camarillo

Calculate payment - Camarillo Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Camarillo, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Camarillo, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.