Is Denver, CO cheaper than Camden, NJ?

Based on cost of living data, Denver, CO is 16.6% more expensive than Camden, NJ. This translates to spending an extra $1241 per month.

What salary do I need in Denver, CO to live like I do in Camden, NJ?

If you earn $150,000 in Camden, NJ, you'd need approximately $164,895.538 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Camden, NJ and Denver, CO?

Housing in Denver, CO is 67.3% more expensive than in Camden, NJ. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,272/month in Camden, NJ.

How much can I save per month by moving from Camden, NJ to Denver, CO?

Living in Denver, CO costs approximately $1241 more per month than Camden, NJ, or $14896 more per year, based on a $150,000 salary.

Camden, NJ vs Denver, CO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Camden, NJ — ZIP-level rent data · COL adjusted from Philadelphia, PA area

Current salary in Camden, NJ

Numbers update automatically as you type

You'd spend $1.2K/month more in Denver, CO

$150.0K in your current city equals $164.9K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area

Overall Cost

↑ 16.6%

More expensive

Monthly Impact

$1,241

Extra cost

Annual Impact

$14.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Camden, NJ

Population:71K

Cost Index:100

Median Home:$132K

Denver, CO

Population:716K

Cost Index:117

Median Home:$513K

Camden, NJ

The Garden State

71K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 71K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Camden, NJ vs Denver, CO

Category	Camden, NJ	Denver, CO	Difference	Change
🏠Housing	$1,941/mo	$3,248/mo	↑ $1,307more	67.3%
🚗Transportation	$1,325/mo	$1,462/mo	↑ $137more	10.3%
📦Other	$1,655/mo	$1,774/mo	↑ $120more	7.2%
⚡All Utilities	$586/mo	$519/mo	↓ $66.63less	11.4%
🏥Healthcare	$586/mo	$632/mo	↑ $45.60more	7.8%
🛒Groceries	$1,066/mo	$1,029/mo	↓ $37.09less	3.5%

🏠Housing

↑ 67.3%

Camden, NJ

$1,941

Denver, CO

$3,248

Difference

$1,307

🚗Transportation

↑ 10.3%

Camden, NJ

$1,325

Denver, CO

$1,462

Difference

$137

📦Other

↑ 7.2%

Camden, NJ

$1,655

Denver, CO

$1,774

Difference

$120

⚡All Utilities

↓ 11.4%

Camden, NJ

$586

Denver, CO

$519

Difference

$66.63

less

🏥Healthcare

↑ 7.8%

Camden, NJ

$586

Denver, CO

$632

Difference

$45.60

🛒Groceries

↓ 3.5%

Camden, NJ

$1,066

Denver, CO

$1,029

Difference

$37.09

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Camden, NJ has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$979

To$1,720

↑ $741

1 Bed

From$1,070

To$1,840

↑ $770

2 Bed

From$1,272

To$2,190

↑ $918

3 Bed

From$1,526

To$2,870

↑ $1,344

Camden, NJZIP-level data

1BR range: $1,190–$1,440/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,159

Monthly in Camden, NJ

$8,665

Monthly in Denver, CO

$1,505

Difference

Home Values

Camden

Denver

$132K

Median Value

$513K

↓ -6.1%

YoY Change

↓ -4.2%

↑ +30.4%

5-Year Change

↑ +13%

$124K - $168K

Price Range

$352K - $933K

Homes in Denver are 290% more expensive than Camden

Calculate payment - Camden Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $831

Per year

Monthly Difference

$69.21

More take-home

Effective Rate Diff

0.6%

Rate difference

Camden, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Camden, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.