Is Austin, TX cheaper than Campbell, CA?

Based on cost of living data, Austin, TX is 44.9% cheaper than Campbell, CA. This translates to saving $3371 per month.

What salary do I need in Austin, TX to live like I do in Campbell, CA?

If you earn $150,000 in Campbell, CA, you'd need approximately $109,552.33 in Austin, TX to maintain the same standard of living.

How does housing cost compare between Campbell, CA and Austin, TX?

Housing in Austin, TX is 64.4% cheaper than in Campbell, CA. For a two-bedroom apartment, rent is $1,995/month in Austin, TX compared to $2,793/month in Campbell, CA.

How much can I save per month by moving from Campbell, CA to Austin, TX?

Moving from Campbell, CA to Austin, TX could save you approximately $3371 per month, or $40448 per year, based on a $150,000 salary.

Campbell, CA vs Austin, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Campbell, CA — ZIP-level rent data · COL adjusted from San Jose, CA area

Current salary in Campbell, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to Austin, TX

$150.0K in your current city equals $109.6K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 44.9%

Less expensive

Monthly Impact

$3,371

Savings

Annual Impact

$40.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Campbell, CA

Population:42K

Cost Index:100

Median Home:$1.85M

Austin, TX

Population:979K

Cost Index:55

Median Home:$558K

Campbell, CA

The Golden State

42K

Population

State Tax

Yes

Located in California, this city has a population of 42K residents.

Austin, TX

The Lone Star State

979K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Live music capital
•Major tech hub
•SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Campbell, CA vs Austin, TX

Category	Campbell, CA	Austin, TX	Difference	Change
🏠Housing	$8,098/mo	$2,885/mo	↓ $5,213less	64.4%
🛒Groceries	$1,089/mo	$959/mo	↓ $130less	11.9%
⚡All Utilities	$448/mo	$541/mo	↑ $92.88more	20.7%
🏥Healthcare	$681/mo	$589/mo	↓ $92.81less	13.6%
📦Other	$1,698/mo	$1,741/mo	↑ $42.71more	2.5%
🚗Transportation	$1,309/mo	$1,284/mo	↓ $25.47less	1.9%

🏠Housing

↓ 64.4%

Campbell, CA

$8,098

Austin, TX

$2,885

Difference

$5,213

less

🛒Groceries

↓ 11.9%

Campbell, CA

$1,089

Austin, TX

$959

Difference

$130

less

⚡All Utilities

↑ 20.7%

Campbell, CA

$448

Austin, TX

$541

Difference

$92.88

🏥Healthcare

↓ 13.6%

Campbell, CA

$681

Austin, TX

$589

Difference

$92.81

less

📦Other

↑ 2.5%

Campbell, CA

$1,698

Austin, TX

$1,741

Difference

$42.71

🚗Transportation

↓ 1.9%

Campbell, CA

$1,309

Austin, TX

$1,284

Difference

$25.47

less

🏠Rent Comparison

Studio

From$2,104

To$1,585

↓ $519

1 Bed

From$2,389

To$1,685

↓ $704

2 Bed

From$2,793

To$1,995

↓ $798

3 Bed

From$3,687

To$2,525

↓ $1,162

Campbell, CAZIP-level data

1BR range: $3,020–$3,020/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,324

Monthly in Campbell, CA

$7,998

Monthly in Austin, TX

$5,326

Difference

Home Values

Campbell

Austin

$1.85M

Median Value

$558K

↑ +1.3%

YoY Change

↓ -5%

↑ +41.8%

5-Year Change

↑ +12.6%

$1.85M

Price Range

$272K - $1.26M

Homes in Austin are 70% less expensive than Campbell

Calculate payment - Campbell Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Campbell, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Austin, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Campbell, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.