Is Nashville, TN cheaper than Campbell, CA?

Based on cost of living data, Nashville, TN is 44.9% cheaper than Campbell, CA. This translates to saving $3371 per month.

What salary do I need in Nashville, TN to live like I do in Campbell, CA?

If you earn $150,000 in Campbell, CA, you'd need approximately $109,552.33 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Campbell, CA and Nashville, TN?

Housing in Nashville, TN is 67.3% cheaper than in Campbell, CA. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,793/month in Campbell, CA.

How much can I save per month by moving from Campbell, CA to Nashville, TN?

Moving from Campbell, CA to Nashville, TN could save you approximately $3371 per month, or $40448 per year, based on a $150,000 salary.

Campbell, CA vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Campbell, CA — ZIP-level rent data · COL adjusted from San Jose, CA area

Current salary in Campbell, CA

Numbers update automatically as you type

You'd save $3.4K/month moving to Nashville, TN

$150.0K in your current city equals $109.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 44.9%

Less expensive

Monthly Impact

$3,371

Savings

Annual Impact

$40.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Campbell, CA

Population:42K

Cost Index:100

Median Home:$1.85M

Nashville, TN

Population:689K

Cost Index:55

Median Home:$489K

Campbell, CA

The Golden State

42K

Population

State Tax

Yes

Located in California, this city has a population of 42K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Campbell, CA vs Nashville, TN

Category	Campbell, CA	Nashville, TN	Difference	Change
🏠Housing	$8,098/mo	$2,651/mo	↓ $5,447less	67.3%
📦Other	$1,698/mo	$1,942/mo	↑ $244more	14.3%
🛒Groceries	$1,089/mo	$949/mo	↓ $140less	12.9%
🏥Healthcare	$681/mo	$607/mo	↓ $74.23less	10.9%
⚡All Utilities	$448/mo	$519/mo	↑ $71.02more	15.8%
🚗Transportation	$1,309/mo	$1,284/mo	↓ $25.47less	1.9%

🏠Housing

↓ 67.3%

Campbell, CA

$8,098

Nashville, TN

$2,651

Difference

$5,447

less

📦Other

↑ 14.3%

Campbell, CA

$1,698

Nashville, TN

$1,942

Difference

$244

🛒Groceries

↓ 12.9%

Campbell, CA

$1,089

Nashville, TN

$949

Difference

$140

less

🏥Healthcare

↓ 10.9%

Campbell, CA

$681

Nashville, TN

$607

Difference

$74.23

less

⚡All Utilities

↑ 15.8%

Campbell, CA

$448

Nashville, TN

$519

Difference

$71.02

🚗Transportation

↓ 1.9%

Campbell, CA

$1,309

Nashville, TN

$1,284

Difference

$25.47

less

🏠Rent Comparison

Studio

From$2,104

To$1,600

↓ $504

1 Bed

From$2,389

To$1,680

↓ $709

2 Bed

From$2,793

To$1,840

↓ $953

3 Bed

From$3,687

To$2,350

↓ $1,337

Campbell, CAZIP-level data

1BR range: $3,020–$3,020/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,324

Monthly in Campbell, CA

$7,952

Monthly in Nashville, TN

$5,372

Difference

Home Values

Campbell

Nashville

$1.85M

Median Value

$489K

↑ +1.3%

YoY Change

↓ -2.1%

↑ +41.8%

5-Year Change

↑ +32.1%

$1.85M

Price Range

$320K - $1.16M

Homes in Nashville are 74% less expensive than Campbell

Calculate payment - Campbell Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Campbell, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Campbell, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.