Is San Antonio, TX cheaper than Campbell, CA?

Based on cost of living data, San Antonio, TX is 51.4% cheaper than Campbell, CA. This translates to saving $3852 per month.

What salary do I need in San Antonio, TX to live like I do in Campbell, CA?

If you earn $150,000 in Campbell, CA, you'd need approximately $103,779.243 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Campbell, CA and San Antonio, TX?

Housing in San Antonio, TX is 74.1% cheaper than in Campbell, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,793/month in Campbell, CA.

How much can I save per month by moving from Campbell, CA to San Antonio, TX?

Moving from Campbell, CA to San Antonio, TX could save you approximately $3852 per month, or $46221 per year, based on a $150,000 salary.

Campbell, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Campbell, CA — ZIP-level rent data · COL adjusted from San Jose, CA area

Current salary in Campbell, CA

Numbers update automatically as you type

You'd save $3.9K/month moving to San Antonio, TX

$150.0K in your current city equals $103.8K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from San Jose-Sunnyvale-Santa Clara, CA area

Overall Cost

↓ 51.4%

Less expensive

Monthly Impact

$3,852

Savings

Annual Impact

$46.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Campbell, CA

Population:42K

Cost Index:100

Median Home:$1.85M

San Antonio, TX

Population:1547K

Cost Index:49

Median Home:$215K

Campbell, CA

The Golden State

42K

Population

State Tax

Yes

Located in California, this city has a population of 42K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Campbell, CA vs San Antonio, TX

Category	Campbell, CA	San Antonio, TX	Difference	Change
🏠Housing	$8,098/mo	$2,100/mo	↓ $5,998less	74.1%
🛒Groceries	$1,089/mo	$913/mo	↓ $176less	16.2%
🏥Healthcare	$681/mo	$527/mo	↓ $155less	22.7%
📦Other	$1,698/mo	$1,647/mo	↓ $51.03less	3.0%
⚡All Utilities	$448/mo	$496/mo	↑ $47.52more	10.6%
🚗Transportation	$1,309/mo	$1,287/mo	↓ $22.73less	1.7%

🏠Housing

↓ 74.1%

Campbell, CA

$8,098

San Antonio, TX

$2,100

Difference

$5,998

less

🛒Groceries

↓ 16.2%

Campbell, CA

$1,089

San Antonio, TX

$913

Difference

$176

less

🏥Healthcare

↓ 22.7%

Campbell, CA

$681

San Antonio, TX

$527

Difference

$155

less

📦Other

↓ 3.0%

Campbell, CA

$1,698

San Antonio, TX

$1,647

Difference

$51.03

less

⚡All Utilities

↑ 10.6%

Campbell, CA

$448

San Antonio, TX

$496

Difference

$47.52

🚗Transportation

↓ 1.7%

Campbell, CA

$1,309

San Antonio, TX

$1,287

Difference

$22.73

less

🏠Rent Comparison

Studio

From$2,104

To$1,110

↓ $994

1 Bed

From$2,389

To$1,210

↓ $1,179

2 Bed

From$2,793

To$1,470

↓ $1,323

3 Bed

From$3,687

To$1,890

↓ $1,797

Campbell, CAZIP-level data

1BR range: $3,020–$3,020/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,324

Monthly in Campbell, CA

$6,969

Monthly in San Antonio, TX

$6,355

Difference

Home Values

Campbell

San Antonio

$1.85M

Median Value

$215K

↑ +1.3%

YoY Change

↓ -2.9%

↑ +41.8%

5-Year Change

↑ +16.7%

$1.85M

Price Range

$107K - $905K

Homes in San Antonio are 88% less expensive than Campbell

Calculate payment - Campbell Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Campbell, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Campbell, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.