Campbell, OH vs Rock Falls, IL: Cost of Living

Which city costs less?

Rock Falls, IL has a modeled overall cost index 6.0% higher than Campbell, OH.

Campbell, OH · modeled 2BR rent
$1,010 / month
Rock Falls, IL · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Campbell, OH and Rock Falls, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $521/month in Rock Falls, IL

$150,000 in your current city has a modeled equivalent of $156,255 in Rock Falls, IL

Regional cost estimates: Campbell, OH uses Pittsburgh, PA. Rock Falls, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 6.0%
More expensive
Monthly Impact
$521
Extra cost
Annual Impact
$6.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Campbell, OH

Population:8K
Cost Index:
84.1
100 = national average
Typical Home:$100K

Rock Falls, IL

Population:9K
Cost Index:
89.1
100 = national average
Typical Home:$114K

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Campbell, OH

The Buckeye State

8K
Population
State Tax
Yes

Located in Ohio, this city has a population of 8K residents.

Rock Falls, IL

The Prairie State

9K
Population
State Tax
Yes

Located in Illinois, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Campbell, OH vs Rock Falls, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 26.9%
Campbell, OH
$1,946
Rock Falls, IL
$2,470
Difference
$524
more
Healthcare
↑ 29.3%
Campbell, OH
$601
Rock Falls, IL
$777
Difference
$176
more
All Utilities
↓ 20.6%
Campbell, OH
$692
Rock Falls, IL
$550
Difference
$143
less
Groceries
↓ 8.1%
Campbell, OH
$1,129
Rock Falls, IL
$1,038
Difference
$91.49
less
Transportation
↑ 3.9%
Campbell, OH
$1,349
Rock Falls, IL
$1,402
Difference
$53.11
more
Other
↑ 0.1%
Campbell, OH
$1,783
Rock Falls, IL
$1,785
Difference
$1.80
more

🏠Rent Comparison

Studio
From$760
To$690
↓ $70.00
1 Bed
From$800
To$740
↓ $60.00
2 Bed
From$1,010
To$940
↓ $70.00
3 Bed
From$1,320
To$1,240
↓ $80.00
Campbell, OHZIP-level data

1BR range: $800–$800/mo

Rock Falls, ILZIP-level data

1BR range: $740–$740/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Campbell, OH
$8,021
Monthly in Rock Falls, IL
$521
Difference

Home Values

Campbell
Rock Falls
$100K
Median Value
$114K
↑ +11.3%
YoY Change
↑ +3.8%
↑ +92.6%
5-Year Change
↑ +36.9%

Homes in Rock Falls are 14% more expensive than Campbell

Calculate payment - CampbellCalculate payment - Rock Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.0K
More taxes
Monthly Difference
$250
Less take-home
Effective Rate Diff
2.0%
Rate difference

Campbell, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Rock Falls, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Additional Tax Information

Campbell, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Rock Falls, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Campbell
Rock Falls
52 Moderate
Air Quality
42 Good
47.8%
Good Air Days
72.1%
98 High
Climate Risk
94 Moderate
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.4°F
12 days
Heat Days >95°F
10 days
▲+3.0°F
2050 Outlook
▲+3.4°F
12 days
Heat Days >95°F
10 days

Before moving from Campbell, OH to Rock Falls, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rock Falls, IL for the same bedroom count and included utilities as your home in Campbell, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Campbell to Rock Falls moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rock Falls, IL by cost, housing, population and region.

Frequently Asked Questions: Campbell, OH vs Rock Falls, IL

How do the cost estimates for Campbell, OH and Rock Falls, IL compare?

Rock Falls, IL has a modeled overall cost index 6.0% higher than Campbell, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Campbell, OH, the model estimates $156,255 in Rock Falls, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Campbell, OH and Rock Falls, IL?

The modeled two-bedroom rents are $1,010/month in Campbell, OH and $940/month in Rock Falls, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Illinois on TaxTakeHome.com

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