Canfield, OH vs Clear Lake, IA: Cost of Living

Which city costs less?

Clear Lake, IA has a modeled overall cost index 0.1% lower than Canfield, OH.

Canfield, OH · modeled 2BR rent
$990 / month
Clear Lake, IA · modeled 2BR rent
$920 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Canfield, OH and Clear Lake, IA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $136/month in Clear Lake, IA

$150,000 in your current city has a modeled equivalent of $148,373 in Clear Lake, IA

Regional cost estimates: Canfield, OH uses Cleveland, OH. Clear Lake, IA uses Des Moines, IA. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.1%
Less expensive
Monthly Impact
$136
Savings
Annual Impact
$1.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Canfield, OH

Population:8K
Cost Index:
79.1
100 = national average
Typical Home:$307K

Clear Lake, IA

Population:8K
Cost Index:
79.0
100 = national average
Typical Home:$313K

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Canfield, OH

The Buckeye State

8K
Population
State Tax
Yes

Located in Ohio, this city has a population of 8K residents.

Clear Lake, IA

The Hawkeye State

8K
Population
State Tax
Yes

Located in Iowa, this city has a population of 8K residents.

Cost Breakdown by Category

Estimated monthly spending: Canfield, OH vs Clear Lake, IA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 17.2%
Canfield, OH
$1,597
Clear Lake, IA
$1,323
Difference
$274
less
Housing
↑ 13.8%
Canfield, OH
$1,750
Clear Lake, IA
$1,991
Difference
$241
more
Healthcare
↑ 23.5%
Canfield, OH
$627
Clear Lake, IA
$774
Difference
$147
more
Groceries
↓ 10.5%
Canfield, OH
$1,154
Clear Lake, IA
$1,033
Difference
$121
less
Other
↓ 6.0%
Canfield, OH
$1,820
Clear Lake, IA
$1,710
Difference
$110
less
All Utilities
↓ 3.5%
Canfield, OH
$553
Clear Lake, IA
$534
Difference
$19.17
less

🏠Rent Comparison

Studio
From$750
To$720
↓ $30.00
1 Bed
From$780
To$730
↓ $50.00
2 Bed
From$990
To$920
↓ $70.00
3 Bed
From$1,290
To$1,190
↓ $100
Canfield, OHZIP-level data

1BR range: $780–$780/mo

Clear Lake, IAZIP-level data

1BR range: $730–$730/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Canfield, OH
$7,364
Monthly in Clear Lake, IA
$136
Difference

Home Values

Canfield
Clear Lake
$307K
Median Value
$313K
↑ +4.8%
YoY Change
↑ +4.3%
↑ +45.1%
5-Year Change
↑ +33.9%

Homes in Clear Lake are 2% more expensive than Canfield

Calculate payment - CanfieldCalculate payment - Clear Lake

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.3K
More taxes
Monthly Difference
$523
Less take-home
Effective Rate Diff
4.2%
Rate difference

Canfield, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Clear Lake, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Additional Tax Information

Canfield, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Clear Lake, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Canfield
Clear Lake
54 Moderate
Air Quality
45 Good
37.2%
Good Air Days
67.5%
98 High
Climate Risk
92 Moderate
🌊🌡🌪
Top Hazards
🌡☀🌪
▲+3.3°F
2050 Outlook
▲+3.4°F
11 days
Heat Days >95°F
25 days
▲+3.3°F
2050 Outlook
▲+3.4°F
11 days
Heat Days >95°F
25 days

Before moving from Canfield, OH to Clear Lake, IA

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Clear Lake, IA for the same bedroom count and included utilities as your home in Canfield, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Canfield to Clear Lake moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Clear Lake, IA by cost, housing, population and region.

Frequently Asked Questions: Canfield, OH vs Clear Lake, IA

How do the cost estimates for Canfield, OH and Clear Lake, IA compare?

Clear Lake, IA has a modeled overall cost index 0.1% lower than Canfield, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Canfield, OH, the model estimates $148,373 in Clear Lake, IA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Canfield, OH and Clear Lake, IA?

The modeled two-bedroom rents are $990/month in Canfield, OH and $920/month in Clear Lake, IA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Iowa on TaxTakeHome.com

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