Canton, OH vs Muncie, IN: Cost of Living

Which city costs less?

Muncie, IN has a modeled overall cost index 2.6% higher than Canton, OH.

Canton, OH · modeled 2BR rent
$1,090 / month
Muncie, IN · modeled 2BR rent
$1,045 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Canton, OH and Muncie, IN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $221/month in Muncie, IN

$150,000 in your current city has a modeled equivalent of $147,347 in Muncie, IN

Regional cost estimates: Canton, OH uses Cleveland, OH. Muncie, IN uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 2.6%
More expensive
Monthly Impact
$221
Savings
Annual Impact
$2.7K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Canton, OH

Population:69K
Cost Index:
82.6
100 = national average
Typical Home:$132K

Muncie, IN

Population:65K
Cost Index:
84.7
100 = national average
Typical Home:$116K

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Canton, OH

The Buckeye State

69K
Population
State Tax
Yes

Located in Ohio, this city has a population of 69K residents.

Muncie, IN

The Hoosier State

65K
Population
State Tax
Yes

Located in Indiana, this city has a population of 65K residents.

Cost Breakdown by Category

Estimated monthly spending: Canton, OH vs Muncie, IN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 15.9%
Canton, OH
$1,567
Muncie, IN
$1,318
Difference
$249
less
Groceries
↓ 6.7%
Canton, OH
$1,108
Muncie, IN
$1,033
Difference
$74.64
less
Healthcare
↑ 8.7%
Canton, OH
$602
Muncie, IN
$654
Difference
$52.61
more
Housing
↑ 2.0%
Canton, OH
$1,908
Muncie, IN
$1,945
Difference
$37.68
more
All Utilities
↑ 6.4%
Canton, OH
$531
Muncie, IN
$565
Difference
$34.11
more
Other
↓ 1.2%
Canton, OH
$1,786
Muncie, IN
$1,764
Difference
$22.02
less

🏛️ Local Income Taxes

Canton, OH: Canton Municipal Income Tax$3,750/yr (2.5%)
Muncie, IN: Delaware County Income Tax$2,250/yr (1.5%)
Net difference-$1,500/yr

Local taxes are shown separately and are not included in the living-cost totals. Coverage is incomplete; an absent entry does not establish that no tax applies.

🏠Rent Comparison

Studio
From$750
To$805
↑ $55.00
1 Bed
From$850
To$850
→ $0
2 Bed
From$1,090
To$1,045
↓ $45.00
3 Bed
From$1,380
To$1,350
↓ $30.00
Canton, OHZIP-level data

1BR range: $760–$900/mo

Muncie, INZIP-level data

1BR range: $770–$910/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Canton, OH
$7,279
Monthly in Muncie, IN
$221
Difference

Home Values

Canton
Muncie
$132K
Median Value
$116K
↑ +4.8%
YoY Change
↓ -0.7%
↑ +41%
5-Year Change
↑ +48.8%
$70K - $285K
Price Range
$76K - $203K

Homes in Muncie are 13% less expensive than Canton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Canton, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Muncie, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Canton, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Muncie, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Canton
Muncie
54 Moderate
Air Quality
54 Moderate
37.2%
Good Air Days
36.6%
98 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
18 days
▲+3.3°F
2050 Outlook
▲+3.1°F
11 days
Heat Days >95°F
18 days

Before moving from Canton, OH to Muncie, IN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Muncie, IN for the same bedroom count and included utilities as your home in Canton, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Canton to Muncie moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Muncie, IN by cost, housing, population and region.

Frequently Asked Questions: Canton, OH vs Muncie, IN

How do the cost estimates for Canton, OH and Muncie, IN compare?

Muncie, IN has a modeled overall cost index 2.6% higher than Canton, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Canton, OH, the model estimates $147,347 in Muncie, IN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Canton, OH and Muncie, IN?

The modeled two-bedroom rents are $1,090/month in Canton, OH and $1,045/month in Muncie, IN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Indiana on TaxTakeHome.com

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