Cape Charles, VA vs Dallas, TX: Cost of Living

Which city costs less?

Dallas, TX has a modeled overall cost index 13.9% higher than Cape Charles, VA.

Cape Charles, VA · modeled 2BR rent
$960 / month
Dallas, TX · modeled 2BR rent
$1,765 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Cape Charles, VA and Dallas, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,021/month in Dallas, TX

$150,000 in your current city has a modeled equivalent of $162,257 in Dallas, TX

Regional cost estimates: Cape Charles, VA uses Norfolk, VA. Dallas, TX uses Dallas-Fort Worth-Arlington, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 13.9%
More expensive
Monthly Impact
$1,021
Extra cost
Annual Impact
$12.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Cape Charles, VA

Population:1K
Cost Index:
88.6
100 = national average
Typical Home:$392K

Dallas, TX

Population:1304K
Cost Index:
101.0
100 = national average
Typical Home:$292K

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Cape Charles, VA

The Old Dominion State

1K
Population
State Tax
Yes

Located in Virginia, this city has a population of 1K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Major business center
  • •No state income tax
  • •Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Estimated monthly spending: Cape Charles, VA vs Dallas, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 17.7%
Cape Charles, VA
$2,267
Dallas, TX
$2,668
Difference
$401
more
Other
↑ 17.2%
Cape Charles, VA
$1,689
Dallas, TX
$1,980
Difference
$291
more
Transportation
↑ 14.0%
Cape Charles, VA
$1,270
Dallas, TX
$1,448
Difference
$178
more
Groceries
↑ 8.4%
Cape Charles, VA
$1,008
Dallas, TX
$1,093
Difference
$84.93
more
Healthcare
↑ 6.2%
Cape Charles, VA
$664
Dallas, TX
$705
Difference
$41.26
more
All Utilities
↑ 4.2%
Cape Charles, VA
$603
Dallas, TX
$628
Difference
$25.27
more

🏠Rent Comparison

Studio
From$730
To$1,450
↑ $720
1 Bed
From$730
To$1,505
↑ $775
2 Bed
From$960
To$1,765
↑ $805
3 Bed
From$1,340
To$2,220
↑ $880
Cape Charles, VAZIP-level data

1BR range: $730–$730/mo

Dallas, TXZIP-level data

1BR range: $1,040–$2,470/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Cape Charles, VA
$8,521
Monthly in Dallas, TX
$1,021
Difference

Home Values

Cape Charles
Dallas
$392K
Median Value
$292K
↑ +6.1%
YoY Change
↓ -3.1%
↑ +64.4%
5-Year Change
↑ +27.1%
$392K
Price Range
$138K - $2.01M

Homes in Dallas are 26% less expensive than Cape Charles

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $8.4K
Per year
Monthly Difference
$697
More take-home
Effective Rate Diff
5.6%
Rate difference

Cape Charles, VA

Federal Income Tax
Effective: 18.9%
$25.5K
Virginia State Tax
Effective: 5.6%
$8.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.3%
$45.4K
Take-Home Pay
$8,718/month
$104.6K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cape Charles, VA Tax Rates

Sales Tax:5.7%
Property Tax:0.8%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Environment

Cape Charles
Dallas
32 Good
Air Quality
55 Moderate
85.8%
Good Air Days
35.2%
81 Moderate
Climate Risk
100 Very High
🌅
Top Hazards
🌊🌡🌪
▲+2.6°F
2050 Outlook
▲+2.7°F
21 days
Heat Days >95°F
90 days
▲+2.6°F
2050 Outlook
▲+2.7°F
21 days
Heat Days >95°F
90 days

Before moving from Cape Charles, VA to Dallas, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Dallas, TX for the same bedroom count and included utilities as your home in Cape Charles, VA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Cape Charles to Dallas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Dallas, TX by cost, housing, population and region.

Frequently Asked Questions: Cape Charles, VA vs Dallas, TX

How do the cost estimates for Cape Charles, VA and Dallas, TX compare?

Dallas, TX has a modeled overall cost index 13.9% higher than Cape Charles, VA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Cape Charles, VA, the model estimates $162,257 in Dallas, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Cape Charles, VA and Dallas, TX?

The modeled two-bedroom rents are $960/month in Cape Charles, VA and $1,765/month in Dallas, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Virginia and Texas on TaxTakeHome.com

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