Is Columbus, GA cheaper than Cape Coral, FL?

Based on cost of living data, Columbus, GA is 12.2% cheaper than Cape Coral, FL. This translates to saving $917 per month.

What salary do I need in Columbus, GA to live like I do in Cape Coral, FL?

If you earn $150,000 in Cape Coral, FL, you'd need approximately $138,999.174 in Columbus, GA to maintain the same standard of living.

How does housing cost compare between Cape Coral, FL and Columbus, GA?

Housing in Columbus, GA is 17.8% cheaper than in Cape Coral, FL. For a two-bedroom apartment, rent is $1,085/month in Columbus, GA compared to $1,309/month in Cape Coral, FL.

How much can I save per month by moving from Cape Coral, FL to Columbus, GA?

Moving from Cape Coral, FL to Columbus, GA could save you approximately $917 per month, or $11001 per year, based on a $150,000 salary.

Cape Coral, FL vs Columbus, GA: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Cape Coral, FL

Numbers update automatically as you type

You'd save $917/month moving to Columbus, GA

$150.0K in your current city equals $139.0K in Columbus, GA

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.2%

Less expensive

Monthly Impact

$917

Savings

Annual Impact

$11.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Coral, FL

Population:224K

Cost Index:

100

100 = national average

Median Home:$367K

Columbus, GA

Population:207K

Cost Index:

(12% below avg)

Median Home:$153K

Cape Coral, FL

The Sunshine State

224K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Columbus, GA

The Peach State

207K

Population

State Tax

Yes

Located in Georgia, this city has a population of 207K residents.

Cost Breakdown by Category

Annual spending: Cape Coral, FL vs Columbus, GA

Category	Cape Coral, FL	Columbus, GA	Difference	Change
Housing	$2,341/mo	$1,923/mo	↓ $418less	17.8%
Transportation	$1,236/mo	$1,448/mo	↑ $212more	17.2%
Other	$1,740/mo	$1,574/mo	↓ $166less	9.6%
Healthcare	$559/mo	$514/mo	↓ $44.91less	8.0%
Groceries	$1,000/mo	$959/mo	↓ $40.55less	4.1%
All Utilities	$563/mo	$585/mo	↑ $21.85more	3.9%

Housing

↓ 17.8%

Cape Coral, FL

$2,341

Columbus, GA

$1,923

Difference

$418

less

Transportation

↑ 17.2%

Cape Coral, FL

$1,236

Columbus, GA

$1,448

Difference

$212

Other

↓ 9.6%

Cape Coral, FL

$1,740

Columbus, GA

$1,574

Difference

$166

less

Healthcare

↓ 8.0%

Cape Coral, FL

$559

Columbus, GA

$514

Difference

$44.91

less

Groceries

↓ 4.1%

Cape Coral, FL

$1,000

Columbus, GA

$959

Difference

$40.55

less

All Utilities

↑ 3.9%

Cape Coral, FL

$563

Columbus, GA

$585

Difference

$21.85

🏠Rent Comparison

Studio

From$900

To$880

↓ $20.00

1 Bed

From$1,063

To$930

↓ $133

2 Bed

From$1,309

To$1,085

↓ $224

3 Bed

From$1,799

To$1,435

↓ $364

Columbus, GAZIP-level data

1BR range: $850–$1,290/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,438

Monthly in Cape Coral, FL

$7,003

Monthly in Columbus, GA

$435

Difference

Home Values

Cape Coral

Columbus

Median Value

$153K

YoY Change

5-Year Change

↑ +39.1%

Price Range

$69K - $226K

Calculate payment - Columbus

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $8.5K

More taxes

Monthly Difference

$704

Less take-home

Effective Rate Diff

5.6%

Rate difference

Cape Coral, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Columbus, GA

Federal Income Tax

Effective: 18.9%

$25.5K

Georgia State Tax

Effective: 5.6%

$8.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.3%

$45.5K

Take-Home Pay

$8,711/month

$104.5K

Additional Tax Information

Cape Coral, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Columbus, GA Tax Rates

Sales Tax:7.3%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.