Is Little Rock, AR cheaper than Cape Coral, FL?

Based on cost of living data, Little Rock, AR is 10.6% cheaper than Cape Coral, FL. This translates to saving $798 per month.

What salary do I need in Little Rock, AR to live like I do in Cape Coral, FL?

If you earn $150,000 in Cape Coral, FL, you'd need approximately $140,420.9 in Little Rock, AR to maintain the same standard of living.

How does housing cost compare between Cape Coral, FL and Little Rock, AR?

Housing in Little Rock, AR is 18.8% cheaper than in Cape Coral, FL. For a two-bedroom apartment, rent is $1,226/month in Little Rock, AR compared to $1,309/month in Cape Coral, FL.

How much can I save per month by moving from Cape Coral, FL to Little Rock, AR?

Moving from Cape Coral, FL to Little Rock, AR could save you approximately $798 per month, or $9579 per year, based on a $150,000 salary.

Cape Coral, FL vs Little Rock, AR: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Cape Coral, FL

Numbers update automatically as you type

You'd save $798/month moving to Little Rock, AR

$150.0K in your current city equals $140.4K in Little Rock, AR

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 10.6%

Less expensive

Monthly Impact

$798

Savings

Annual Impact

$9.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Coral, FL

Population:224K

Cost Index:

100

100 = national average

Median Home:$367K

Little Rock, AR

Population:204K

Cost Index:

(11% below avg)

Median Home:$261K

Cape Coral, FL

The Sunshine State

224K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 224K residents.

💡 Advantage: Florida has no state income tax!

Little Rock, AR

The Natural State

204K

Population

State Tax

Yes

Located in Arkansas, this city has a population of 204K residents.

Cost Breakdown by Category

Annual spending: Cape Coral, FL vs Little Rock, AR

Category	Cape Coral, FL	Little Rock, AR	Difference	Change
Housing	$2,341/mo	$1,900/mo	↓ $441less	18.8%
Groceries	$1,000/mo	$953/mo	↓ $46.62less	4.7%
Transportation	$1,236/mo	$1,280/mo	↑ $44.54more	3.6%
All Utilities	$563/mo	$538/mo	↓ $24.94less	4.4%
Healthcare	$559/mo	$534/mo	↓ $24.72less	4.4%
Other	$1,740/mo	$1,724/mo	↓ $15.79less	0.9%

Housing

↓ 18.8%

Cape Coral, FL

$2,341

Little Rock, AR

$1,900

Difference

$441

less

Groceries

↓ 4.7%

Cape Coral, FL

$1,000

Little Rock, AR

$953

Difference

$46.62

less

Transportation

↑ 3.6%

Cape Coral, FL

$1,236

Little Rock, AR

$1,280

Difference

$44.54

All Utilities

↓ 4.4%

Cape Coral, FL

$563

Little Rock, AR

$538

Difference

$24.94

less

Healthcare

↓ 4.4%

Cape Coral, FL

$559

Little Rock, AR

$534

Difference

$24.72

less

Other

↓ 0.9%

Cape Coral, FL

$1,740

Little Rock, AR

$1,724

Difference

$15.79

less

🏠Rent Comparison

Studio

From$900

To$1,050

↑ $150

1 Bed

From$1,063

To$1,061

↓ $2.00

2 Bed

From$1,309

To$1,226

↓ $83.00

3 Bed

From$1,799

To$1,648

↓ $151

Little Rock, ARZIP-level data

1BR range: $890–$1,280/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,438

Monthly in Cape Coral, FL

$6,930

Monthly in Little Rock, AR

$508

Difference

Home Values

Cape Coral

Little Rock

Median Value

$261K

YoY Change

↑ +1.4%

5-Year Change

↑ +27.2%

Price Range

$109K - $468K

Calculate payment - Little Rock

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $9.0K

More taxes

Monthly Difference

$752

Less take-home

Effective Rate Diff

6.0%

Rate difference

Cape Coral, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Little Rock, AR

Federal Income Tax

Effective: 18.9%

$25.5K

Arkansas State Tax

Effective: 6.0%

$9.0K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.7%

$46.0K

Take-Home Pay

$8,664/month

$104.0K

Additional Tax Information

Cape Coral, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Little Rock, AR Tax Rates

Sales Tax:9.4%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.