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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $7.57/month more in Port St. Lucie, FL

$150.0K in your current city equals $150.1K in Port St. Lucie, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 0.1%
More expensive
Monthly Impact
$7.57
Extra cost
Annual Impact
$90.85
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Coral, FL

Population:224K
Cost Index:
100
100 = national average
Median Home:$367K

Port St. Lucie, FL

Population:245K
Cost Index:
100
(0% above avg)
Median Home:$390K

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Port St. Lucie, FL

The Sunshine State

245K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 245K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Cape Coral, FL vs Port St. Lucie, FL

Housing
โ†‘ 0.1%
Cape Coral, FL
$2,341
Port St. Lucie, FL
$2,343
Difference
$2.36
more
Other
โ†‘ 0.1%
Cape Coral, FL
$1,740
Port St. Lucie, FL
$1,741
Difference
$1.76
more
Transportation
โ†‘ 0.1%
Cape Coral, FL
$1,236
Port St. Lucie, FL
$1,237
Difference
$1.25
more
Groceries
โ†‘ 0.1%
Cape Coral, FL
$1,000
Port St. Lucie, FL
$1,000
Difference
$0.50
more
All Utilities
โ†‘ 0.1%
Cape Coral, FL
$563
Port St. Lucie, FL
$563
Difference
$0.28
more
Healthcare
โ†‘ 0.1%
Cape Coral, FL
$559
Port St. Lucie, FL
$559
Difference
$0.28
more

๐Ÿ Rent Comparison

Studio
From$900
To$1,474
โ†‘ $574
1 Bed
From$1,063
To$1,490
โ†‘ $427
2 Bed
From$1,309
To$1,781
โ†‘ $472
3 Bed
From$1,799
To$2,456
โ†‘ $657
Port St. Lucie, FLZIP-level data

1BR range: $1,570โ€“$2,090/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,438
Monthly in Cape Coral, FL
$7,444
Monthly in Port St. Lucie, FL
$6.44
Difference

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†’ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Port St. Lucie, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Port St. Lucie, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cape Coral
Port St. Lucie
50 Good
Air Quality
41 Good
52.5%
Good Air Days
75.6%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒ€๐ŸŒช
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
38 days
Heat Days >95ยฐF
58 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.3ยฐF
38 days
Heat Days >95ยฐF
58 days

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