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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $2.3K/month more in Portland, OR

$150.0K in your current city equals $178.0K in Portland, OR

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 31.2%
More expensive
Monthly Impact
$2,337
Extra cost
Annual Impact
$28.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cape Coral, FL

Population:224K
Cost Index:
100
100 = national average
Median Home:$367K

Portland, OR

Population:641K
Cost Index:
131
(31% above avg)
Median Home:$535K

Cape Coral, FL

The Sunshine State

224K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 224K residents.

๐Ÿ’ก Advantage: Florida has no state income tax!

Portland, OR

The Beaver State

641K
Population
State Tax
Yes
Climate
Oceanic

Notable Facts

  • โ€ขCraft beer capital
  • โ€ขFoodie destination
  • โ€ขKeep Portland Weird

Major Industries

TechnologyManufacturingFood & BeverageTourism

Cost Breakdown by Category

Annual spending: Cape Coral, FL vs Portland, OR

Housing
โ†‘ 101.0%
Cape Coral, FL
$2,341
Portland, OR
$4,704
Difference
$2,363
more
Transportation
โ†‘ 39.3%
Cape Coral, FL
$1,236
Portland, OR
$1,721
Difference
$486
more
Other
โ†‘ 10.7%
Cape Coral, FL
$1,740
Portland, OR
$1,925
Difference
$185
more
Healthcare
โ†‘ 18.6%
Cape Coral, FL
$559
Portland, OR
$663
Difference
$104
more
All Utilities
โ†“ 15.5%
Cape Coral, FL
$563
Portland, OR
$475
Difference
$87.43
less
Groceries
โ†‘ 6.9%
Cape Coral, FL
$1,000
Portland, OR
$1,069
Difference
$69.37
more

๐Ÿ›๏ธ Local Income Taxes

Portland, OR: Multnomah County Preschool for All$1,500/yr (1.0%)

Cape Coral, FL has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$900
To$1,555
โ†‘ $655
1 Bed
From$1,063
To$1,655
โ†‘ $592
2 Bed
From$1,309
To$1,900
โ†‘ $591
3 Bed
From$1,799
To$2,590
โ†‘ $791
Portland, ORZIP-level data

1BR range: $1,580โ€“$2,030/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,438
Monthly in Cape Coral, FL
$10,557
Monthly in Portland, OR
$3,120
Difference

Home Values

Cape Coral
Portland
-
Median Value
$535K
-
YoY Change
โ†“ -1.2%
-
5-Year Change
โ†‘ +7.2%
-
Price Range
$351K - $760K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $15.5K
More taxes
Monthly Difference
$1,293
Less take-home
Effective Rate Diff
10.3%
Rate difference

Cape Coral, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Portland, OR

Federal Income Tax
Effective: 18.9%
$25.5K
Oregon State Tax
Effective: 10.3%
$15.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 35.0%
$52.5K
Take-Home Pay
$8,123/month
$97.5K

Additional Tax Information

Cape Coral, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Portland, OR Tax Rates

Sales Tax:0.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cape Coral
Portland
50 Good
Air Quality
35 Good
52.5%
Good Air Days
85%
99 High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
Top Hazards
๐ŸŒŠ๐ŸŒก๐Ÿซจ
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
38 days
Heat Days >95ยฐF
9 days
โ–ฒ+2.2ยฐF
2050 Outlook
โ–ฒ+2.5ยฐF
38 days
Heat Days >95ยฐF
9 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Florida and Oregon on TaxTakeHome.com

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