Carbon Cliff, IL vs Villa Grove, IL: Cost of Living

Which city costs less?

Villa Grove, IL has a modeled overall cost index 4.8% lower than Carbon Cliff, IL.

Carbon Cliff, IL · modeled 2BR rent: $1,210 / month
Villa Grove, IL · modeled 2BR rent: $980 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carbon Cliff, IL and Villa Grove, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Carbon Cliff, IL

Numbers update automatically as you type

Estimated savings: $468/month in Villa Grove, IL

$150,000 in your current city has a modeled equivalent of $144,379 in Villa Grove, IL

Regional cost estimates: Carbon Cliff, IL uses Madison, WI. Villa Grove, IL uses Indianapolis, IN. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 4.8%

Less expensive

Monthly Impact

$468

Savings

Annual Impact

$5.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carbon Cliff, IL

Population:2K

Cost Index:

80.5

100 = national average

Typical Home:$117K

Villa Grove, IL

Population:2K

Cost Index:

76.7

100 = national average

Typical Home:$127K

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Carbon Cliff, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Villa Grove, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Carbon Cliff, IL vs Villa Grove, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Carbon Cliff, IL	Villa Grove, IL	Difference	Change
Housing	$2,275/mo	$1,850/mo	↓ $425less	18.7%
Healthcare	$753/mo	$654/mo	↓ $98.85less	13.1%
Transportation	$1,291/mo	$1,253/mo	↓ $37.77less	2.9%
Other	$1,644/mo	$1,677/mo	↑ $33.49more	2.0%
All Utilities	$532/mo	$565/mo	↑ $32.22more	6.1%
Groceries	$1,005/mo	$1,033/mo	↑ $27.51more	2.7%

Housing

↓ 18.7%

Carbon Cliff, IL

$2,275

Villa Grove, IL

$1,850

Difference

$425

less

Healthcare

↓ 13.1%

Carbon Cliff, IL

$753

Villa Grove, IL

$654

Difference

$98.85

less

Transportation

↓ 2.9%

Carbon Cliff, IL

$1,291

Villa Grove, IL

$1,253

Difference

$37.77

less

Other

↑ 2.0%

Carbon Cliff, IL

$1,644

Villa Grove, IL

$1,677

Difference

$33.49

All Utilities

↑ 6.1%

Carbon Cliff, IL

$532

Villa Grove, IL

$565

Difference

$32.22

Groceries

↑ 2.7%

Carbon Cliff, IL

$1,005

Villa Grove, IL

$1,033

Difference

$27.51

🏠Rent Comparison

Studio

From$870

To$820

↓ $50.00

1 Bed

From$980

To$850

↓ $130

2 Bed

From$1,210

To$980

↓ $230

3 Bed

From$1,590

To$1,270

↓ $320

Carbon Cliff, ILZIP-level data

1BR range: $980–$980/mo

Villa Grove, ILZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Carbon Cliff, IL

$7,032

Monthly in Villa Grove, IL

$468

Difference

Home Values

Carbon Cliff

Villa Grove

$117K

Median Value

$127K

↑ +5%

YoY Change

↑ +7.1%

↑ +18.2%

5-Year Change

↑ +51.7%

Homes in Villa Grove are 8% more expensive than Carbon Cliff

Calculate payment - Carbon Cliff Calculate payment - Villa Grove

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Carbon Cliff, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Villa Grove, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Carbon Cliff, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Villa Grove, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carbon Cliff

Villa Grove

42 Good

Air Quality

54 Moderate

72.1%

Good Air Days

36.6%

94 Moderate

Climate Risk

97 High

🌊🌪💨

Top Hazards

🌊🌡🌪

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

18 days

▲+3.4°F

2050 Outlook

▲+3.1°F

10 days

Heat Days >95°F

18 days

Before moving from Carbon Cliff, IL to Villa Grove, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Villa Grove, IL for the same bedroom count and included utilities as your home in Carbon Cliff, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carbon Cliff to Villa Grove moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Villa Grove, IL by cost, housing, population and region.

Frequently Asked Questions: Carbon Cliff, IL vs Villa Grove, IL

How do the cost estimates for Carbon Cliff, IL and Villa Grove, IL compare?

Villa Grove, IL has a modeled overall cost index 4.8% lower than Carbon Cliff, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carbon Cliff, IL, the model estimates $144,379 in Villa Grove, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carbon Cliff, IL and Villa Grove, IL?

The modeled two-bedroom rents are $1,210/month in Carbon Cliff, IL and $980/month in Villa Grove, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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