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Cost of Living Comparison 2026

๐Ÿ“ Carlsbad, NM โ€” ZIP-level rent data ยท COL adjusted from El Paso, TX area

$

Numbers update automatically as you type

You'd spend $2.1K/month more in Tampa, FL

$150.0K in your current city equals $174.8K in Tampa, FL

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 27.5%
More expensive
Monthly Impact
$2,065
Extra cost
Annual Impact
$24.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Carlsbad, NM

Population:31K
Cost Index:100
Median Home:$233K

Tampa, FL

Population:385K
Cost Index:128
Median Home:$367K

Carlsbad, NM

The Land of Enchantment

31K
Population
State Tax
Yes

Located in New Mexico, this city has a population of 31K residents.

Tampa, FL

The Sunshine State

385K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • โ€ขMajor Tampa Bay area
  • โ€ขNo state income tax
  • โ€ขGrowing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Annual spending: Carlsbad, NM vs Tampa, FL

๐Ÿ Housing
โ†‘ 61.4%
Carlsbad, NM
$1,674
Tampa, FL
$2,703
Difference
$1,028
more
๐Ÿ“ฆOther
โ†‘ 20.1%
Carlsbad, NM
$1,506
Tampa, FL
$1,808
Difference
$302
more
๐Ÿš—Transportation
โ†‘ 12.6%
Carlsbad, NM
$1,141
Tampa, FL
$1,284
Difference
$143
more
๐Ÿ›’Groceries
โ†‘ 13.3%
Carlsbad, NM
$900
Tampa, FL
$1,019
Difference
$119
more
โšกAll Utilities
โ†‘ 23.2%
Carlsbad, NM
$466
Tampa, FL
$574
Difference
$108
more
๐ŸฅHealthcare
โ†‘ 18.6%
Carlsbad, NM
$481
Tampa, FL
$570
Difference
$89.24
more

๐Ÿ Rent Comparison

Studio
From$835
To$1,850
โ†‘ $1,015
1 Bed
From$874
To$1,960
โ†‘ $1,086
2 Bed
From$960
To$2,290
โ†‘ $1,330
3 Bed
From$1,311
To$2,930
โ†‘ $1,619
Carlsbad, NMZIP-level data

1BR range: $1,120โ€“$1,120/mo

Tampa, FLZIP-level data

1BR range: $1,410โ€“$2,550/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,167
Monthly in Carlsbad, NM
$7,958
Monthly in Tampa, FL
$1,790
Difference

Home Values

Carlsbad
Tampa
$233K
Median Value
$367K
โ†“ -1.3%
YoY Change
โ†“ -4%
โ†“ -5.6%
5-Year Change
โ†‘ +42.1%
$233K
Price Range
$251K - $989K

Homes in Tampa are 57% more expensive than Carlsbad

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.1K
Per year
Monthly Difference
$589
More take-home
Effective Rate Diff
4.7%
Rate difference

Carlsbad, NM

Federal Income Tax
Effective: 18.9%
$25.5K
New Mexico State Tax
Effective: 4.7%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,826/month
$105.9K

Tampa, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Carlsbad, NM Tax Rates

Sales Tax:7.6%
Property Tax:0.8%

Tampa, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carlsbad
Tampa
67 Moderate
Air Quality
50 Good
22.1%
Good Air Days
52.5%
95 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒกโ˜€
Top Hazards
๐ŸŒŠ๐ŸŒ…๐ŸŒ€
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
97 days
Heat Days >95ยฐF
38 days
โ–ฒ+2.7ยฐF
2050 Outlook
โ–ฒ+2.2ยฐF
97 days
Heat Days >95ยฐF
38 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between New Mexico and Florida on TaxTakeHome.com

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