Is St. Louis, MO cheaper than Carney, MD?

Based on cost of living data, St. Louis, MO is 12.2% cheaper than Carney, MD. This translates to saving $916 per month.

What salary do I need in St. Louis, MO to live like I do in Carney, MD?

If you earn $150,000 in Carney, MD, you'd need approximately $139,002.624 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Carney, MD and St. Louis, MO?

Housing in St. Louis, MO is 28.7% cheaper than in Carney, MD. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,311/month in Carney, MD.

How much can I save per month by moving from Carney, MD to St. Louis, MO?

Moving from Carney, MD to St. Louis, MO could save you approximately $916 per month, or $10997 per year, based on a $150,000 salary.

Carney, MD vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Carney, MD — COL adjusted from Baltimore, MD area + state data

Current salary in Carney, MD

Numbers update automatically as you type

You'd save $916/month moving to St. Louis, MO

$150.0K in your current city equals $139.0K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 12.2%

Less expensive

Monthly Impact

$916

Savings

Annual Impact

$11.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Carney, MD

Population:29K

Cost Index:100

Median Home:$218K

St. Louis, MO

Population:302K

Cost Index:88

Median Home:$145K

Carney, MD

The Old Line State

29K

Population

State Tax

Yes

Located in Maryland, this city has a population of 29K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Carney, MD vs St. Louis, MO

Category	Carney, MD	St. Louis, MO	Difference	Change
🏠Housing	$2,624/mo	$1,871/mo	↓ $753less	28.7%
🛒Groceries	$1,053/mo	$949/mo	↓ $104less	9.9%
🚗Transportation	$1,290/mo	$1,216/mo	↓ $74.25less	5.8%
⚡All Utilities	$586/mo	$535/mo	↓ $50.99less	8.7%
🏥Healthcare	$569/mo	$527/mo	↓ $42.51less	7.5%
📦Other	$1,597/mo	$1,607/mo	↑ $10.54more	0.7%

🏠Housing

↓ 28.7%

Carney, MD

$2,624

St. Louis, MO

$1,871

Difference

$753

less

🛒Groceries

↓ 9.9%

Carney, MD

$1,053

St. Louis, MO

$949

Difference

$104

less

🚗Transportation

↓ 5.8%

Carney, MD

$1,290

St. Louis, MO

$1,216

Difference

$74.25

less

⚡All Utilities

↓ 8.7%

Carney, MD

$586

St. Louis, MO

$535

Difference

$50.99

less

🏥Healthcare

↓ 7.5%

Carney, MD

$569

St. Louis, MO

$527

Difference

$42.51

less

📦Other

↑ 0.7%

Carney, MD

$1,597

St. Louis, MO

$1,607

Difference

$10.54

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Carney, MD has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$914

To$910

↓ $4.00

1 Bed

From$1,073

To$950

↓ $123

2 Bed

From$1,311

To$1,160

↓ $151

3 Bed

From$1,748

To$1,490

↓ $258

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,720

Monthly in Carney, MD

$6,705

Monthly in St. Louis, MO

$1,014

Difference

Home Values

Carney

St. Louis

Median Value

$145K

YoY Change

↓ -0.8%

5-Year Change

↑ +10.9%

Price Range

$38K - $302K

Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $669

More taxes

Monthly Difference

$55.75

Less take-home

Effective Rate Diff

0.4%

Rate difference

Carney, MD

Federal Income Tax

Effective: 18.9%

$25.5K

Maryland State Tax

Effective: 4.8%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,811/month

$105.7K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Carney, MD Tax Rates

Sales Tax:6.0%

Property Tax:1.1%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.