Carpentersville, IL vs Oak Lawn, IL: Cost of Living

Which city costs less?

Oak Lawn, IL has a modeled overall cost index 2.2% higher than Carpentersville, IL.

Carpentersville, IL · modeled 2BR rent: $1,830 / month
Oak Lawn, IL · modeled 2BR rent: $1,640 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carpentersville, IL and Oak Lawn, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Carpentersville, IL

Numbers update automatically as you type

Estimated extra cost: $143/month in Oak Lawn, IL

$150,000 in your current city has a modeled equivalent of $151,716 in Oak Lawn, IL

Regional cost estimates: Carpentersville, IL uses Chicago, IL. Oak Lawn, IL uses Chicago, IL. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 2.2%

More expensive

Monthly Impact

$143

Extra cost

Annual Impact

$1.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carpentersville, IL

Population:37K

Cost Index:

96.8

100 = national average

Typical Home:$278K

Oak Lawn, IL

Population:56K

Cost Index:

99.0

100 = national average

Typical Home:$274K

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Carpentersville, IL

The Prairie State

37K

Population

State Tax

Yes

Located in Illinois, this city has a population of 37K residents.

Oak Lawn, IL

The Prairie State

56K

Population

State Tax

Yes

Located in Illinois, this city has a population of 56K residents.

Cost Breakdown by Category

Estimated monthly spending: Carpentersville, IL vs Oak Lawn, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Carpentersville, IL	Oak Lawn, IL	Difference	Change
Housing	$2,446/mo	$2,500/mo	↑ $53.89more	2.2%
Other	$1,558/mo	$1,592/mo	↑ $34.32more	2.2%
Transportation	$1,489/mo	$1,522/mo	↑ $32.81more	2.2%
Groceries	$964/mo	$974/mo	↑ $10.56more	1.1%
Healthcare	$557/mo	$563/mo	↑ $6.10more	1.1%
All Utilities	$486/mo	$491/mo	↑ $5.33more	1.1%

Housing

↑ 2.2%

Carpentersville, IL

$2,446

Oak Lawn, IL

$2,500

Difference

$53.89

Other

↑ 2.2%

Carpentersville, IL

$1,558

Oak Lawn, IL

$1,592

Difference

$34.32

Transportation

↑ 2.2%

Carpentersville, IL

$1,489

Oak Lawn, IL

$1,522

Difference

$32.81

Groceries

↑ 1.1%

Carpentersville, IL

$964

Oak Lawn, IL

$974

Difference

$10.56

Healthcare

↑ 1.1%

Carpentersville, IL

$557

Oak Lawn, IL

$563

Difference

$6.10

All Utilities

↑ 1.1%

Carpentersville, IL

$486

Oak Lawn, IL

$491

Difference

$5.33

🏠Rent Comparison

Studio

From$1,520

To$1,360

↓ $160

1 Bed

From$1,620

To$1,460

↓ $160

2 Bed

From$1,830

To$1,640

↓ $190

3 Bed

From$2,360

To$2,110

↓ $250

Carpentersville, ILZIP-level data

1BR range: $1,620–$1,620/mo

Oak Lawn, ILZIP-level data

1BR range: $1,460–$1,460/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Carpentersville, IL

$7,643

Monthly in Oak Lawn, IL

$143

Difference

Home Values

Carpentersville

Oak Lawn

$278K

Median Value

$274K

↑ +4.2%

YoY Change

↑ +4.5%

↑ +42.6%

5-Year Change

↑ +36.2%

Homes in Oak Lawn are 1% less expensive than Carpentersville

Calculate payment - Carpentersville Calculate payment - Oak Lawn

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Carpentersville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Oak Lawn, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Carpentersville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Oak Lawn, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carpentersville

Oak Lawn

54 Moderate

Air Quality

54 Moderate

35.8%

Good Air Days

35.8%

100 Very High

Climate Risk

100 Very High

🌊🌡🫨

Top Hazards

🌊🌡🫨

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

▲+3.2°F

2050 Outlook

▲+3.2°F

18 days

Heat Days >95°F

18 days

Before moving from Carpentersville, IL to Oak Lawn, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Oak Lawn, IL for the same bedroom count and included utilities as your home in Carpentersville, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carpentersville to Oak Lawn moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Oak Lawn, IL by cost, housing, population and region.

Frequently Asked Questions: Carpentersville, IL vs Oak Lawn, IL

How do the cost estimates for Carpentersville, IL and Oak Lawn, IL compare?

Oak Lawn, IL has a modeled overall cost index 2.2% higher than Carpentersville, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carpentersville, IL, the model estimates $151,716 in Oak Lawn, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carpentersville, IL and Oak Lawn, IL?

The modeled two-bedroom rents are $1,830/month in Carpentersville, IL and $1,640/month in Oak Lawn, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.