Is Phoenix, AZ cheaper than Carpentersville, IL?

Based on cost of living data, Phoenix, AZ is 7.2% more expensive than Carpentersville, IL. This translates to spending an extra $536 per month.

What salary do I need in Phoenix, AZ to live like I do in Carpentersville, IL?

If you earn $150,000 in Carpentersville, IL, you'd need approximately $156,435.329 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Carpentersville, IL and Phoenix, AZ?

Housing in Phoenix, AZ is 13.4% more expensive than in Carpentersville, IL. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,386/month in Carpentersville, IL.

How much can I save per month by moving from Carpentersville, IL to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $536 more per month than Carpentersville, IL, or $6435 more per year, based on a $150,000 salary.

Carpentersville, IL vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Carpentersville, IL — ZIP-level rent data · COL adjusted from Chicago, IL area

Current salary in Carpentersville, IL

Numbers update automatically as you type

You'd spend $536/month more in Phoenix, AZ

$150.0K in your current city equals $156.4K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↑ 7.2%

More expensive

Monthly Impact

$536

Extra cost

Annual Impact

$6.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Carpentersville, IL

Population:37K

Cost Index:100

Median Home:$278K

Phoenix, AZ

Population:1608K

Cost Index:107

Median Home:$414K

Carpentersville, IL

The Prairie State

37K

Population

State Tax

Yes

Located in Illinois, this city has a population of 37K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Carpentersville, IL vs Phoenix, AZ

Category	Carpentersville, IL	Phoenix, AZ	Difference	Change
🏠Housing	$2,459/mo	$2,788/mo	↑ $330more	13.4%
📦Other	$1,566/mo	$1,677/mo	↑ $111more	7.1%
⚡All Utilities	$490/mo	$561/mo	↑ $71.19more	14.5%
🏥Healthcare	$561/mo	$589/mo	↑ $27.17more	4.8%
🛒Groceries	$972/mo	$963/mo	↓ $8.22less	0.8%
🚗Transportation	$1,497/mo	$1,489/mo	↓ $8.04less	0.5%

🏠Housing

↑ 13.4%

Carpentersville, IL

$2,459

Phoenix, AZ

$2,788

Difference

$330

📦Other

↑ 7.1%

Carpentersville, IL

$1,566

Phoenix, AZ

$1,677

Difference

$111

⚡All Utilities

↑ 14.5%

Carpentersville, IL

$490

Phoenix, AZ

$561

Difference

$71.19

🏥Healthcare

↑ 4.8%

Carpentersville, IL

$561

Phoenix, AZ

$589

Difference

$27.17

🛒Groceries

↓ 0.8%

Carpentersville, IL

$972

Phoenix, AZ

$963

Difference

$8.22

less

🚗Transportation

↓ 0.5%

Carpentersville, IL

$1,497

Phoenix, AZ

$1,489

Difference

$8.04

less

🏠Rent Comparison

Studio

From$1,151

To$1,390

↑ $239

1 Bed

From$1,227

To$1,510

↑ $283

2 Bed

From$1,386

To$1,750

↑ $364

3 Bed

From$1,787

To$2,330

↑ $543

Carpentersville, ILZIP-level data

1BR range: $1,620–$1,620/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,545

Monthly in Carpentersville, IL

$8,068

Monthly in Phoenix, AZ

$523

Difference

Home Values

Carpentersville

Phoenix

$278K

Median Value

$414K

↑ +4.2%

YoY Change

↓ -3.1%

↑ +42.6%

5-Year Change

↑ +30.2%

$278K

Price Range

$274K - $957K

Homes in Phoenix are 49% more expensive than Carpentersville

Calculate payment - Carpentersville Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.2K

Per year

Monthly Difference

$183

More take-home

Effective Rate Diff

1.5%

Rate difference

Carpentersville, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Carpentersville, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.