Carrabelle, FL vs Apalachicola, FL: Cost of Living

Which city costs less?

Apalachicola, FL has a modeled overall cost index 8.3% higher than Carrabelle, FL.

Carrabelle, FL · modeled 2BR rent
$1,240 / month
Apalachicola, FL · modeled 2BR rent
$1,400 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carrabelle, FL and Apalachicola, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $746/month in Apalachicola, FL

$150,000 in your current city has a modeled equivalent of $158,957 in Apalachicola, FL

Regional cost estimates: Carrabelle, FL uses Jacksonville, FL. Apalachicola, FL uses Columbus, GA. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 8.3%
More expensive
Monthly Impact
$746
Extra cost
Annual Impact
$9.0K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carrabelle, FL

Population:2K
Cost Index:
69.6
100 = national average
Typical Home:$274K

Apalachicola, FL

Population:2K
Cost Index:
75.4
100 = national average
Typical Home:$274K

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Carrabelle, FL

The Sunshine State

2K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 2K residents.

💡 Advantage: Florida has no state income tax!

Apalachicola, FL

The Sunshine State

2K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 2K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Carrabelle, FL vs Apalachicola, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↑ 31.9%
Carrabelle, FL
$1,300
Apalachicola, FL
$1,715
Difference
$415
more
Other
↑ 13.4%
Carrabelle, FL
$1,644
Apalachicola, FL
$1,864
Difference
$220
more
All Utilities
↑ 10.2%
Carrabelle, FL
$675
Apalachicola, FL
$744
Difference
$68.98
more
Housing
↑ 1.9%
Carrabelle, FL
$2,012
Apalachicola, FL
$2,050
Difference
$37.26
more
Groceries
↑ 1.8%
Carrabelle, FL
$1,199
Apalachicola, FL
$1,220
Difference
$21.58
more
Healthcare
↓ 2.4%
Carrabelle, FL
$670
Apalachicola, FL
$654
Difference
$16.21
less

🏠Rent Comparison

Studio
From$1,080
To$1,220
↑ $140
1 Bed
From$1,110
To$1,250
↑ $140
2 Bed
From$1,240
To$1,400
↑ $160
3 Bed
From$1,640
To$1,850
↑ $210
Carrabelle, FLZIP-level data

1BR range: $1,110–$1,110/mo

Apalachicola, FLZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Carrabelle, FL
$8,246
Monthly in Apalachicola, FL
$746
Difference

Home Values

Carrabelle
Apalachicola
$274K
Median Value
$274K
↓ -9%
YoY Change
↓ -9.9%
↑ +30.8%
5-Year Change
↑ +18.6%
Calculate payment - CarrabelleCalculate payment - Apalachicola

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Carrabelle, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Apalachicola, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Carrabelle, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

Apalachicola, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carrabelle
Apalachicola
50 Good
Air Quality
49 Good
51.9%
Good Air Days
52.7%
97 High
Climate Risk
82 Moderate
🌊🌅🌀
Top Hazards
None
▲+2.3°F
2050 Outlook
▲+2.8°F
36 days
Heat Days >95°F
64 days
▲+2.3°F
2050 Outlook
▲+2.8°F
36 days
Heat Days >95°F
64 days

Before moving from Carrabelle, FL to Apalachicola, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Apalachicola, FL for the same bedroom count and included utilities as your home in Carrabelle, FL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carrabelle to Apalachicola moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Apalachicola, FL by cost, housing, population and region.

Frequently Asked Questions: Carrabelle, FL vs Apalachicola, FL

How do the cost estimates for Carrabelle, FL and Apalachicola, FL compare?

Apalachicola, FL has a modeled overall cost index 8.3% higher than Carrabelle, FL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carrabelle, FL, the model estimates $158,957 in Apalachicola, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carrabelle, FL and Apalachicola, FL?

The modeled two-bedroom rents are $1,240/month in Carrabelle, FL and $1,400/month in Apalachicola, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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