Carrollton, IL vs Mount Morris, IL: Cost of Living

Which city costs less?

Mount Morris, IL has a modeled overall cost index 13.4% higher than Carrollton, IL.

Carrollton, IL · modeled 2BR rent: $1,090 / month
Mount Morris, IL · modeled 2BR rent: $1,120 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carrollton, IL and Mount Morris, IL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Carrollton, IL

Numbers update automatically as you type

Estimated extra cost: $1,069/month in Mount Morris, IL

$150,000 in your current city has a modeled equivalent of $162,828 in Mount Morris, IL

Regional cost estimates: Carrollton, IL uses St. Louis, MO. Mount Morris, IL uses Madison, WI. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 13.4%

More expensive

Monthly Impact

$1,069

Extra cost

Annual Impact

$12.8K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carrollton, IL

Population:2K

Cost Index:

79.6

100 = national average

Typical Home:$142K

Mount Morris, IL

Population:3K

Cost Index:

90.2

100 = national average

Typical Home:$145K

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Carrollton, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 2K residents.

Mount Morris, IL

The Prairie State

Population

State Tax

Yes

Located in Illinois, this city has a population of 3K residents.

Cost Breakdown by Category

Estimated monthly spending: Carrollton, IL vs Mount Morris, IL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Carrollton, IL	Mount Morris, IL	Difference	Change
Housing	$1,911/mo	$2,644/mo	↑ $733more	38.4%
Healthcare	$625/mo	$827/mo	↑ $202more	32.3%
Transportation	$1,379/mo	$1,500/mo	↑ $121more	8.8%
Other	$1,823/mo	$1,910/mo	↑ $86.73more	4.8%
All Utilities	$635/mo	$585/mo	↓ $50.83less	8.0%
Groceries	$1,126/mo	$1,103/mo	↓ $22.89less	2.0%

Housing

↑ 38.4%

Carrollton, IL

$1,911

Mount Morris, IL

$2,644

Difference

$733

Healthcare

↑ 32.3%

Carrollton, IL

$625

Mount Morris, IL

$827

Difference

$202

Transportation

↑ 8.8%

Carrollton, IL

$1,379

Mount Morris, IL

$1,500

Difference

$121

Other

↑ 4.8%

Carrollton, IL

$1,823

Mount Morris, IL

$1,910

Difference

$86.73

All Utilities

↓ 8.0%

Carrollton, IL

$635

Mount Morris, IL

$585

Difference

$50.83

less

Groceries

↓ 2.0%

Carrollton, IL

$1,126

Mount Morris, IL

$1,103

Difference

$22.89

less

🏠Rent Comparison

Studio

From$750

To$770

↑ $20.00

1 Bed

From$830

To$850

↑ $20.00

2 Bed

From$1,090

To$1,120

↑ $30.00

3 Bed

From$1,310

To$1,370

↑ $60.00

Carrollton, ILZIP-level data

1BR range: $830–$830/mo

Mount Morris, ILZIP-level data

1BR range: $850–$850/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Carrollton, IL

$8,569

Monthly in Mount Morris, IL

$1,069

Difference

Home Values

Carrollton

Mount Morris

$142K

Median Value

$145K

↑ +1.3%

YoY Change

↑ +11.1%

↑ +16.6%

5-Year Change

↑ +44.5%

Homes in Mount Morris are 2% more expensive than Carrollton

Calculate payment - Carrollton Calculate payment - Mount Morris

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Carrollton, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Mount Morris, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Additional Tax Information

Carrollton, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Mount Morris, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carrollton

Mount Morris

54 Moderate

Air Quality

42 Good

38%

Good Air Days

72.1%

99 High

Climate Risk

94 Moderate

🌊🌡🫨

Top Hazards

🌊🌪💨

▲+3.0°F

2050 Outlook

▲+3.4°F

39 days

Heat Days >95°F

10 days

▲+3.0°F

2050 Outlook

▲+3.4°F

39 days

Heat Days >95°F

10 days

Before moving from Carrollton, IL to Mount Morris, IL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Mount Morris, IL for the same bedroom count and included utilities as your home in Carrollton, IL. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carrollton to Mount Morris moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Mount Morris, IL by cost, housing, population and region.

Frequently Asked Questions: Carrollton, IL vs Mount Morris, IL

How do the cost estimates for Carrollton, IL and Mount Morris, IL compare?

Mount Morris, IL has a modeled overall cost index 13.4% higher than Carrollton, IL. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carrollton, IL, the model estimates $162,828 in Mount Morris, IL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carrollton, IL and Mount Morris, IL?

The modeled two-bedroom rents are $1,090/month in Carrollton, IL and $1,120/month in Mount Morris, IL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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