Is Kansas City, MO cheaper than Carrollton, TX?

Based on cost of living data, Kansas City, MO is 13.7% cheaper than Carrollton, TX. This translates to saving $1025 per month.

What salary do I need in Kansas City, MO to live like I do in Carrollton, TX?

If you earn $150,000 in Carrollton, TX, you'd need approximately $137,705.049 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Carrollton, TX and Kansas City, MO?

Housing in Kansas City, MO is 10.3% cheaper than in Carrollton, TX. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,680/month in Carrollton, TX.

How much can I save per month by moving from Carrollton, TX to Kansas City, MO?

Moving from Carrollton, TX to Kansas City, MO could save you approximately $1025 per month, or $12295 per year, based on a $150,000 salary.

Carrollton, TX vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Carrollton, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Carrollton, TX

Numbers update automatically as you type

You'd save $1.0K/month moving to Kansas City, MO

$150.0K in your current city equals $137.7K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 13.7%

Less expensive

Monthly Impact

$1,025

Savings

Annual Impact

$12.3K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Carrollton, TX

Population:133K

Cost Index:100

Median Home:$389K

Kansas City, MO

Population:508K

Cost Index:86

Median Home:$257K

Carrollton, TX

The Lone Star State

133K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 133K residents.

💡 Advantage: Texas has no state income tax!

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Carrollton, TX vs Kansas City, MO

Category	Carrollton, TX	Kansas City, MO	Difference	Change
📦Other	$1,893/mo	$1,607/mo	↓ $286less	15.1%
🏠Housing	$2,346/mo	$2,105/mo	↓ $241less	10.3%
🚗Transportation	$1,276/mo	$1,216/mo	↓ $60.42less	4.7%
⚡All Utilities	$558/mo	$535/mo	↓ $22.63less	4.1%
🛒Groceries	$971/mo	$949/mo	↓ $21.82less	2.2%
🏥Healthcare	$627/mo	$607/mo	↓ $19.52less	3.1%

📦Other

↓ 15.1%

Carrollton, TX

$1,893

Kansas City, MO

$1,607

Difference

$286

less

🏠Housing

↓ 10.3%

Carrollton, TX

$2,346

Kansas City, MO

$2,105

Difference

$241

less

🚗Transportation

↓ 4.7%

Carrollton, TX

$1,276

Kansas City, MO

$1,216

Difference

$60.42

less

⚡All Utilities

↓ 4.1%

Carrollton, TX

$558

Kansas City, MO

$535

Difference

$22.63

less

🛒Groceries

↓ 2.2%

Carrollton, TX

$971

Kansas City, MO

$949

Difference

$21.82

less

🏥Healthcare

↓ 3.1%

Carrollton, TX

$627

Kansas City, MO

$607

Difference

$19.52

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Carrollton, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,379

To$1,180

↓ $199

1 Bed

From$1,438

To$1,280

↓ $158

2 Bed

From$1,680

To$1,460

↓ $220

3 Bed

From$2,115

To$1,900

↓ $215

Carrollton, TXZIP-level data

1BR range: $1,700–$1,890/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,671

Monthly in Carrollton, TX

$7,020

Monthly in Kansas City, MO

$652

Difference

Home Values

Carrollton

Kansas City

$389K

Median Value

$257K

↓ -4.7%

YoY Change

↑ +0.6%

↑ +29.5%

5-Year Change

↑ +32.2%

$337K - $515K

Price Range

$80K - $587K

Homes in Kansas City are 34% less expensive than Carrollton

Calculate payment - Carrollton Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.9K

More taxes

Monthly Difference

$661

Less take-home

Effective Rate Diff

5.3%

Rate difference

Carrollton, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Carrollton, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.