Is San Antonio, TX cheaper than Carrollton, TX?

Based on cost of living data, San Antonio, TX is 12.7% cheaper than Carrollton, TX. This translates to saving $953 per month.

What salary do I need in San Antonio, TX to live like I do in Carrollton, TX?

If you earn $150,000 in Carrollton, TX, you'd need approximately $138,568.439 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Carrollton, TX and San Antonio, TX?

Housing in San Antonio, TX is 10.5% cheaper than in Carrollton, TX. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $1,680/month in Carrollton, TX.

How much can I save per month by moving from Carrollton, TX to San Antonio, TX?

Moving from Carrollton, TX to San Antonio, TX could save you approximately $953 per month, or $11432 per year, based on a $150,000 salary.

Carrollton, TX vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Carrollton, TX — ZIP-level rent data · COL adjusted from Plano, TX area

Current salary in Carrollton, TX

Numbers update automatically as you type

You'd save $953/month moving to San Antonio, TX

$150.0K in your current city equals $138.6K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↓ 12.7%

Less expensive

Monthly Impact

$953

Savings

Annual Impact

$11.4K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Carrollton, TX

Population:133K

Cost Index:100

Median Home:$389K

San Antonio, TX

Population:1547K

Cost Index:87

Median Home:$215K

Carrollton, TX

The Lone Star State

133K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 133K residents.

💡 Advantage: Texas has no state income tax!

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Carrollton, TX vs San Antonio, TX

Category	Carrollton, TX	San Antonio, TX	Difference	Change
🏠Housing	$2,346/mo	$2,100/mo	↓ $246less	10.5%
📦Other	$1,893/mo	$1,647/mo	↓ $246less	13.0%
🏥Healthcare	$627/mo	$527/mo	↓ $100less	16.0%
⚡All Utilities	$558/mo	$496/mo	↓ $62.52less	11.2%
🛒Groceries	$971/mo	$913/mo	↓ $57.79less	6.0%
🚗Transportation	$1,276/mo	$1,287/mo	↑ $10.61more	0.8%

🏠Housing

↓ 10.5%

Carrollton, TX

$2,346

San Antonio, TX

$2,100

Difference

$246

less

📦Other

↓ 13.0%

Carrollton, TX

$1,893

San Antonio, TX

$1,647

Difference

$246

less

🏥Healthcare

↓ 16.0%

Carrollton, TX

$627

San Antonio, TX

$527

Difference

$100

less

⚡All Utilities

↓ 11.2%

Carrollton, TX

$558

San Antonio, TX

$496

Difference

$62.52

less

🛒Groceries

↓ 6.0%

Carrollton, TX

$971

San Antonio, TX

$913

Difference

$57.79

less

🚗Transportation

↑ 0.8%

Carrollton, TX

$1,276

San Antonio, TX

$1,287

Difference

$10.61

🏠Rent Comparison

Studio

From$1,379

To$1,110

↓ $269

1 Bed

From$1,438

To$1,210

↓ $228

2 Bed

From$1,680

To$1,470

↓ $210

3 Bed

From$2,115

To$1,890

↓ $225

Carrollton, TXZIP-level data

1BR range: $1,700–$1,890/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,671

Monthly in Carrollton, TX

$6,969

Monthly in San Antonio, TX

$702

Difference

Home Values

Carrollton

San Antonio

$389K

Median Value

$215K

↓ -4.7%

YoY Change

↓ -2.9%

↑ +29.5%

5-Year Change

↑ +16.7%

$337K - $515K

Price Range

$107K - $905K

Homes in San Antonio are 45% less expensive than Carrollton

Calculate payment - Carrollton Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Carrollton, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Carrollton, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.