Carson City, NV vs Lodi, CA: Cost of Living

Which city costs less?

Lodi, CA has a modeled overall cost index 6.7% higher than Carson City, NV.

Carson City, NV · modeled 2BR rent: $1,550 / month
Lodi, CA · modeled 2BR rent: $1,835 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carson City, NV and Lodi, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Carson City, NV

Numbers update automatically as you type

Estimated extra cost: $310/month in Lodi, CA

$150,000 in your current city has a modeled equivalent of $153,715 in Lodi, CA

Regional cost estimates: Carson City, NV uses Reno, NV. Lodi, CA uses Stockton, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 6.7%

More expensive

Monthly Impact

$310

Extra cost

Annual Impact

$3.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carson City, NV

Population:58K

Cost Index:

104.2

100 = national average

Typical Home:$562K

Lodi, CA

Population:68K

Cost Index:

111.2

100 = national average

Typical Home:$512K

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Carson City, NV

The Silver State

58K

Population

State Tax

No Income Tax

Located in Nevada, this city has a population of 58K residents.

💡 Advantage: Nevada has no state income tax!

Lodi, CA

The Golden State

68K

Population

State Tax

Yes

Located in California, this city has a population of 68K residents.

Cost Breakdown by Category

Estimated monthly spending: Carson City, NV vs Lodi, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Carson City, NV	Lodi, CA	Difference	Change
Housing	$2,452/mo	$2,885/mo	↑ $433more	17.6%
Healthcare	$587/mo	$466/mo	↓ $120less	20.5%
Transportation	$1,407/mo	$1,348/mo	↓ $59.35less	4.2%
Groceries	$965/mo	$1,012/mo	↑ $47.47more	4.9%
All Utilities	$472/mo	$492/mo	↑ $20.82more	4.4%
Other	$1,618/mo	$1,606/mo	↓ $11.79less	0.7%

Housing

↑ 17.6%

Carson City, NV

$2,452

Lodi, CA

$2,885

Difference

$433

Healthcare

↓ 20.5%

Carson City, NV

$587

Lodi, CA

$466

Difference

$120

less

Transportation

↓ 4.2%

Carson City, NV

$1,407

Lodi, CA

$1,348

Difference

$59.35

less

Groceries

↑ 4.9%

Carson City, NV

$965

Lodi, CA

$1,012

Difference

$47.47

All Utilities

↑ 4.4%

Carson City, NV

$472

Lodi, CA

$492

Difference

$20.82

Other

↓ 0.7%

Carson City, NV

$1,618

Lodi, CA

$1,606

Difference

$11.79

less

🏠Rent Comparison

Studio

From$1,080

To$1,355

↑ $275

1 Bed

From$1,240

To$1,470

↑ $230

2 Bed

From$1,550

To$1,835

↑ $285

3 Bed

From$2,155

To$2,550

↑ $395

Carson City, NVZIP-level data

1BR range: $1,210–$1,270/mo

Lodi, CAZIP-level data

1BR range: $1,320–$1,620/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Carson City, NV

$7,810

Monthly in Lodi, CA

$310

Difference

Home Values

Carson City

Lodi

$562K

Median Value

$512K

↑ +1.4%

YoY Change

↓ -3%

↑ +29.8%

5-Year Change

↑ +18.8%

$463K - $685K

Price Range

$460K - $565K

Homes in Lodi are 9% less expensive than Carson City

Calculate payment - Carson City Calculate payment - Lodi

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $10.6K

More taxes

Monthly Difference

$886

Less take-home

Effective Rate Diff

7.1%

Rate difference

Carson City, NV

Federal Income Tax

Effective: 18.9%

$25.5K

Nevada State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Lodi, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Carson City, NV Tax Rates

Sales Tax:8.2%

Property Tax:0.6%

Lodi, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carson City

Lodi

50 Good

Air Quality

51 Moderate

51.4%

Good Air Days

48.6%

97 High

Climate Risk

99 High

🔥🌊🫨

Top Hazards

🌊🌡☀

▲+2.9°F

2050 Outlook

▲+2.4°F

46 days

Heat Days >95°F

63 days

▲+2.9°F

2050 Outlook

▲+2.4°F

46 days

Heat Days >95°F

63 days

Before moving from Carson City, NV to Lodi, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lodi, CA for the same bedroom count and included utilities as your home in Carson City, NV. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carson City to Lodi moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lodi, CA by cost, housing, population and region.

Frequently Asked Questions: Carson City, NV vs Lodi, CA

How do the cost estimates for Carson City, NV and Lodi, CA compare?

Lodi, CA has a modeled overall cost index 6.7% higher than Carson City, NV. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carson City, NV, the model estimates $153,715 in Lodi, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carson City, NV and Lodi, CA?

The modeled two-bedroom rents are $1,550/month in Carson City, NV and $1,835/month in Lodi, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Nevada and California on TaxTakeHome.com