Carver, MN vs Grosse Pointe, MI: Cost of Living

Which city costs less?

Grosse Pointe, MI has a modeled overall cost index 19.7% lower than Carver, MN.

Carver, MN · modeled 2BR rent: $1,700 / month
Grosse Pointe, MI · modeled 2BR rent: $1,840 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Carver, MN and Grosse Pointe, MI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Carver, MN

Numbers update automatically as you type

Estimated savings: $1,249/month in Grosse Pointe, MI

$150,000 in your current city has a modeled equivalent of $135,013 in Grosse Pointe, MI

Regional cost estimates: Carver, MN uses Minneapolis, MN. Grosse Pointe, MI uses Detroit, MI. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 19.7%

Less expensive

Monthly Impact

$1,249

Savings

Annual Impact

$15.0K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Carver, MN

Population:7K

Cost Index:

98.2

100 = national average

Typical Home:$491K

Grosse Pointe, MI

Population:5K

Cost Index:

78.9

100 = national average

Typical Home:$427K

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Carver, MN

The North Star State

Population

State Tax

Yes

Located in Minnesota, this city has a population of 7K residents.

Grosse Pointe, MI

The Great Lakes State

Population

State Tax

Yes

Located in Michigan, this city has a population of 5K residents.

Cost Breakdown by Category

Estimated monthly spending: Carver, MN vs Grosse Pointe, MI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Carver, MN	Grosse Pointe, MI	Difference	Change
Housing	$2,343/mo	$1,283/mo	↓ $1,060less	45.2%
Healthcare	$735/mo	$545/mo	↓ $191less	25.9%
Transportation	$1,280/mo	$1,437/mo	↑ $157more	12.3%
Other	$1,646/mo	$1,531/mo	↓ $115less	7.0%
Groceries	$1,001/mo	$917/mo	↓ $84.29less	8.4%
All Utilities	$494/mo	$538/mo	↑ $44.01more	8.9%

Housing

↓ 45.2%

Carver, MN

$2,343

Grosse Pointe, MI

$1,283

Difference

$1,060

less

Healthcare

↓ 25.9%

Carver, MN

$735

Grosse Pointe, MI

$545

Difference

$191

less

Transportation

↑ 12.3%

Carver, MN

$1,280

Grosse Pointe, MI

$1,437

Difference

$157

Other

↓ 7.0%

Carver, MN

$1,646

Grosse Pointe, MI

$1,531

Difference

$115

less

Groceries

↓ 8.4%

Carver, MN

$1,001

Grosse Pointe, MI

$917

Difference

$84.29

less

All Utilities

↑ 8.9%

Carver, MN

$494

Grosse Pointe, MI

$538

Difference

$44.01

🏠Rent Comparison

Studio

From$1,240

To$1,320

↑ $80.00

1 Bed

From$1,400

To$1,465

↑ $65.00

2 Bed

From$1,700

To$1,840

↑ $140

3 Bed

From$2,250

To$2,245

↓ $5.00

Carver, MNZIP-level data

1BR range: $1,400–$1,400/mo

Grosse Pointe, MIZIP-level data

1BR range: $1,410–$1,520/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Carver, MN

$6,251

Monthly in Grosse Pointe, MI

$1,249

Difference

Home Values

Carver

Grosse Pointe

$491K

Median Value

$427K

↑ +0.5%

YoY Change

↑ +6.1%

↑ +23.2%

5-Year Change

↑ +31.2%

$491K

Price Range

$383K - $470K

Homes in Grosse Pointe are 13% less expensive than Carver

Calculate payment - Carver Calculate payment - Grosse Pointe

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.1K

Per year

Monthly Difference

$338

More take-home

Effective Rate Diff

2.7%

Rate difference

Carver, MN

Federal Income Tax

Effective: 18.9%

$25.5K

Minnesota State Tax

Effective: 7.0%

$10.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.6%

$47.4K

Take-Home Pay

$8,546/month

$102.6K

Grosse Pointe, MI

Federal Income Tax

Effective: 18.9%

$25.5K

Michigan State Tax

Effective: 4.3%

$6.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.9%

$43.4K

Take-Home Pay

$8,884/month

$106.6K

Additional Tax Information

Carver, MN Tax Rates

Sales Tax:8.0%

Property Tax:1.1%

Grosse Pointe, MI Tax Rates

Sales Tax:6.0%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Carver

Grosse Pointe

42 Good

Air Quality

55 Moderate

66.4%

Good Air Days

32.8%

98 High

Climate Risk

99 High

🌊🌡🌪

Top Hazards

🌊🌡🌪

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

▲+3.6°F

2050 Outlook

▲+3.1°F

14 days

Heat Days >95°F

10 days

Before moving from Carver, MN to Grosse Pointe, MI

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Grosse Pointe, MI for the same bedroom count and included utilities as your home in Carver, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Carver to Grosse Pointe moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Grosse Pointe, MI by cost, housing, population and region.

Frequently Asked Questions: Carver, MN vs Grosse Pointe, MI

How do the cost estimates for Carver, MN and Grosse Pointe, MI compare?

Grosse Pointe, MI has a modeled overall cost index 19.7% lower than Carver, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Carver, MN, the model estimates $135,013 in Grosse Pointe, MI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Carver, MN and Grosse Pointe, MI?

The modeled two-bedroom rents are $1,700/month in Carver, MN and $1,840/month in Grosse Pointe, MI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Michigan on TaxTakeHome.com