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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $1.3K/month more in Pembroke Pines, FL

$150.0K in your current city equals $166.1K in Pembroke Pines, FL

Rent data from HUD ZIP-level estimates Β· COL index from Raleigh-Cary, NC area
Overall Cost
↑ 17.9%
More expensive
Monthly Impact
$1,346
Extra cost
Annual Impact
$16.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cary, NC

Population:180K
Cost Index:
100
100 = national average
Median Home:$514K

Pembroke Pines, FL

Population:171K
Cost Index:
118
(18% above avg)
Median Home:$578K

Cary, NC

The Tar Heel State

180K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 180K residents.

Pembroke Pines, FL

The Sunshine State

171K
Population
State Tax
No Income Tax

Located in Florida, this city has a population of 171K residents.

πŸ’‘ Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Cary, NC vs Pembroke Pines, FL

Housing
↑ 49.3%
Cary, NC
$2,175
Pembroke Pines, FL
$3,248
Difference
$1,073
more
Other
↑ 15.2%
Cary, NC
$1,672
Pembroke Pines, FL
$1,925
Difference
$254
more
Transportation
↑ 16.3%
Cary, NC
$1,257
Pembroke Pines, FL
$1,462
Difference
$205
more
Groceries
↑ 13.7%
Cary, NC
$949
Pembroke Pines, FL
$1,079
Difference
$130
more
All Utilities
↓ 4.0%
Cary, NC
$541
Pembroke Pines, FL
$519
Difference
$21.55
less
Healthcare
↓ 1.0%
Cary, NC
$595
Pembroke Pines, FL
$589
Difference
$6.04
less

🏠Rent Comparison

Studio
From$1,281
To$2,050
↑ $769
1 Bed
From$1,344
To$2,250
↑ $906
2 Bed
From$1,473
To$2,760
↑ $1,287
3 Bed
From$1,847
To$3,805
↑ $1,958
Cary, NCZIP-level data

1BR range: $1,480–$1,750/mo

Pembroke Pines, FLZIP-level data

1BR range: $1,870–$2,630/mo

πŸ’‘ Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,188
Monthly in Cary, NC
$8,822
Monthly in Pembroke Pines, FL
$1,634
Difference

Home Values

Cary
Pembroke Pines
$514K
Median Value
$578K
↓ -2.1%
YoY Change
↓ -4.5%
↑ +44%
5-Year Change
↑ +43.6%
$481K - $548K
Price Range
$459K - $698K

Homes in Pembroke Pines are 12% more expensive than Cary

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Cary, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Pembroke Pines, FL

Federal Income Tax
Effective: 18.9%
$25.5K
Florida State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cary, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

Pembroke Pines, FL Tax Rates

Sales Tax:7.2%
Property Tax:0.8%

πŸ’‘ Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cary
Pembroke Pines
46 Good
Air Quality
48 Good
61.7%
Good Air Days
59.8%
96 High
Climate Risk
100 Very High
🌊🌑πŸŒͺ
Top Hazards
πŸŒŠπŸŒ…πŸŒ€
β–²+2.8Β°F
2050 Outlook
β–²+2.3Β°F
31 days
Heat Days >95Β°F
22 days
β–²+2.8Β°F
2050 Outlook
β–²+2.3Β°F
31 days
Heat Days >95Β°F
22 days

What to Consider When Moving from Cary, NC to Pembroke Pines, FL

Relocating from Cary, NC to Pembroke Pines, FL involves more than just comparing rent prices. While the overall cost of living is roughly 18% higher in Pembroke Pines, FL, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in Pembroke Pines, FL is 49% more expensive than in Cary, NC. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas β€” not just city averages β€” before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in Pembroke Pines, FL pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in Pembroke Pines, FL to match your current standard of living in Cary, NC.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general β€œfeel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit Pembroke Pines, FL for a week before making a final decision β€” experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Cary, NC vs Pembroke Pines, FL

Is Pembroke Pines, FL cheaper than Cary, NC?

Pembroke Pines, FL is approximately 17.9% more expensive than Cary, NC overall. On a $150,000 salary, that translates to roughly $1,346/month in additional expenses. Housing is the biggest factor, costing 49% more in Pembroke Pines, FL.

What salary do I need in Pembroke Pines, FL to match my lifestyle in Cary, NC?

If you currently earn $150,000 in Cary, NC, you would need approximately $166,150 in Pembroke Pines, FL to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Cary, NC and Pembroke Pines, FL?

A two-bedroom apartment averages $1,473/month in Cary, NC compared to $2,760/month in Pembroke Pines, FL. One-bedroom apartments are $1,344/month in Cary, NC vs $2,250/month in Pembroke Pines, FL. These are area-wide medians β€” specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Cary, NC or Pembroke Pines, FL?

Groceries are about 14% more expensive in Pembroke Pines, FL than in Cary, NC, which adds roughly $130/month to a typical household budget. This covers common items like produce, dairy, meat, and pantry staples based on BLS consumer expenditure data.

What is the best time to move from Cary, NC to Pembroke Pines, FL?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

πŸ’° See how taxes change too β€” compare take-home pay between North Carolina and Florida on TaxTakeHome.com

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