Is Kansas City, MO cheaper than Castle Rock, CO?

Based on cost of living data, Kansas City, MO is 13.9% cheaper than Castle Rock, CO. This translates to saving $1045 per month.

What salary do I need in Kansas City, MO to live like I do in Castle Rock, CO?

If you earn $150,000 in Castle Rock, CO, you'd need approximately $137,454.352 in Kansas City, MO to maintain the same standard of living.

How does housing cost compare between Castle Rock, CO and Kansas City, MO?

Housing in Kansas City, MO is 24.3% cheaper than in Castle Rock, CO. For a two-bedroom apartment, rent is $1,460/month in Kansas City, MO compared to $1,754/month in Castle Rock, CO.

How much can I save per month by moving from Castle Rock, CO to Kansas City, MO?

Moving from Castle Rock, CO to Kansas City, MO could save you approximately $1045 per month, or $12546 per year, based on a $150,000 salary.

Castle Rock, CO vs Kansas City, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Castle Rock, CO — ZIP-level rent data · COL adjusted from Denver, CO area

Current salary in Castle Rock, CO

Numbers update automatically as you type

You'd save $1.0K/month moving to Kansas City, MO

$150.0K in your current city equals $137.5K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Denver-Aurora-Lakewood, CO area

Overall Cost

↓ 13.9%

Less expensive

Monthly Impact

$1,045

Savings

Annual Impact

$12.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Castle Rock, CO

Population:81K

Cost Index:100

Median Home:$604K

Kansas City, MO

Population:508K

Cost Index:86

Median Home:$257K

Castle Rock, CO

The Centennial State

81K

Population

State Tax

Yes

Located in Colorado, this city has a population of 81K residents.

Kansas City, MO

The Show-Me State

508K

Population

State Tax

Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Castle Rock, CO vs Kansas City, MO

Category	Castle Rock, CO	Kansas City, MO	Difference	Change
🏠Housing	$2,779/mo	$2,105/mo	↓ $674less	24.3%
🚗Transportation	$1,390/mo	$1,216/mo	↓ $174less	12.5%
📦Other	$1,687/mo	$1,607/mo	↓ $79.93less	4.7%
🛒Groceries	$1,004/mo	$949/mo	↓ $54.25less	5.4%
⚡All Utilities	$506/mo	$535/mo	↑ $29.35more	5.8%
🏥Healthcare	$616/mo	$607/mo	↓ $9.01less	1.5%

🏠Housing

↓ 24.3%

Castle Rock, CO

$2,779

Kansas City, MO

$2,105

Difference

$674

less

🚗Transportation

↓ 12.5%

Castle Rock, CO

$1,390

Kansas City, MO

$1,216

Difference

$174

less

📦Other

↓ 4.7%

Castle Rock, CO

$1,687

Kansas City, MO

$1,607

Difference

$79.93

less

🛒Groceries

↓ 5.4%

Castle Rock, CO

$1,004

Kansas City, MO

$949

Difference

$54.25

less

⚡All Utilities

↑ 5.8%

Castle Rock, CO

$506

Kansas City, MO

$535

Difference

$29.35

🏥Healthcare

↓ 1.5%

Castle Rock, CO

$616

Kansas City, MO

$607

Difference

$9.01

less

🏛️ Local Income Taxes

Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)

Castle Rock, CO has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$1,382

To$1,180

↓ $202

1 Bed

From$1,471

To$1,280

↓ $191

2 Bed

From$1,754

To$1,460

↓ $294

3 Bed

From$2,295

To$1,900

↓ $395

Castle Rock, COZIP-level data

1BR range: $1,820–$1,820/mo

Kansas City, MOZIP-level data

1BR range: $900–$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,982

Monthly in Castle Rock, CO

$7,020

Monthly in Kansas City, MO

$962

Difference

Home Values

Castle Rock

Kansas City

$604K

Median Value

$257K

↓ -2%

YoY Change

↑ +0.6%

↑ +26.2%

5-Year Change

↑ +32.2%

$604K

Price Range

$80K - $587K

Homes in Kansas City are 57% less expensive than Castle Rock

Calculate payment - Castle Rock Calculate payment - Kansas City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $1.3K

More taxes

Monthly Difference

$111

Less take-home

Effective Rate Diff

0.9%

Rate difference

Castle Rock, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Kansas City, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Castle Rock, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

Kansas City, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.