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Cost of Living Comparison 2026

๐Ÿ“ Cathedral City, CA โ€” ZIP-level rent data ยท COL adjusted from San Bernardino, CA area

$

Numbers update automatically as you type

You'd spend $257/month more in Denver, CO

$150.0K in your current city equals $153.1K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 3.4%
More expensive
Monthly Impact
$257
Extra cost
Annual Impact
$3.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cathedral City, CA

Population:52K
Cost Index:100
Median Home:$477K

Denver, CO

Population:716K
Cost Index:103
Median Home:$513K

Cathedral City, CA

The Golden State

52K
Population
State Tax
Yes

Located in California, this city has a population of 52K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Cathedral City, CA vs Denver, CO

๐Ÿš—Transportation
โ†“ 31.2%
Cathedral City, CA
$2,125
Denver, CO
$1,462
Difference
$664
less
๐Ÿ Housing
โ†‘ 22.6%
Cathedral City, CA
$2,649
Denver, CO
$3,248
Difference
$600
more
๐Ÿ“ฆOther
โ†‘ 9.8%
Cathedral City, CA
$1,616
Denver, CO
$1,774
Difference
$159
more
๐ŸฅHealthcare
โ†‘ 15.5%
Cathedral City, CA
$547
Denver, CO
$632
Difference
$84.75
more
โšกAll Utilities
โ†“ 6.1%
Cathedral City, CA
$553
Denver, CO
$519
Difference
$34.00
less
๐Ÿ›’Groceries
โ†“ 0.2%
Cathedral City, CA
$1,031
Denver, CO
$1,029
Difference
$2.07
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Cathedral City, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,381
To$1,720
โ†‘ $339
1 Bed
From$1,448
To$1,840
โ†‘ $392
2 Bed
From$1,791
To$2,190
โ†‘ $399
3 Bed
From$2,369
To$2,870
โ†‘ $501
Cathedral City, CAZIP-level data

1BR range: $1,730โ€“$1,730/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,522
Monthly in Cathedral City, CA
$8,665
Monthly in Denver, CO
$143
Difference

Home Values

Cathedral City
Denver
$477K
Median Value
$513K
โ†“ -4.9%
YoY Change
โ†“ -4.2%
โ†‘ +30.9%
5-Year Change
โ†‘ +13%
$477K
Price Range
$352K - $933K

Homes in Denver are 7% more expensive than Cathedral City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Cathedral City, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Cathedral City, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cathedral City
Denver
87 Moderate
Air Quality
55 Moderate
10.9%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
100 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.0ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
100 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Colorado on TaxTakeHome.com

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