Is Indianapolis, IN cheaper than Cedar City, UT?

Based on cost of living data, Indianapolis, IN is 4.4% cheaper than Cedar City, UT. This translates to saving $327 per month.

What salary do I need in Indianapolis, IN to live like I do in Cedar City, UT?

If you earn $150,000 in Cedar City, UT, you'd need approximately $146,081.524 in Indianapolis, IN to maintain the same standard of living.

How does housing cost compare between Cedar City, UT and Indianapolis, IN?

Housing in Indianapolis, IN is 17.9% cheaper than in Cedar City, UT. For a two-bedroom apartment, rent is $1,360/month in Indianapolis, IN compared to $1,126/month in Cedar City, UT.

How much can I save per month by moving from Cedar City, UT to Indianapolis, IN?

Moving from Cedar City, UT to Indianapolis, IN could save you approximately $327 per month, or $3918 per year, based on a $150,000 salary.

Cedar City, UT vs Indianapolis, IN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Cedar City, UT — COL adjusted from North Las Vegas, NV area + state data

Current salary in Cedar City, UT

Numbers update automatically as you type

You'd save $327/month moving to Indianapolis, IN

$150.0K in your current city equals $146.1K in Indianapolis, IN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 4.4%

Less expensive

Monthly Impact

$327

Savings

Annual Impact

$3.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar City, UT

Population:40K

Cost Index:100

Median Home:$387K

Indianapolis, IN

Population:888K

Cost Index:96

Median Home:$176K

Cedar City, UT

The Beehive State

40K

Population

State Tax

Yes

Located in Utah, this city has a population of 40K residents.

Indianapolis, IN

The Hoosier State

888K

Population

State Tax

Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Cedar City, UT vs Indianapolis, IN

Category	Cedar City, UT	Indianapolis, IN	Difference	Change
🏠Housing	$2,375/mo	$1,949/mo	↓ $426less	17.9%
🚗Transportation	$1,363/mo	$1,188/mo	↓ $175less	12.8%
📦Other	$1,508/mo	$1,590/mo	↑ $82.41more	5.5%
🛒Groceries	$977/mo	$919/mo	↓ $57.29less	5.9%
⚡All Utilities	$478/mo	$503/mo	↑ $25.16more	5.3%
🏥Healthcare	$594/mo	$582/mo	↓ $11.48less	1.9%

🏠Housing

↓ 17.9%

Cedar City, UT

$2,375

Indianapolis, IN

$1,949

Difference

$426

less

🚗Transportation

↓ 12.8%

Cedar City, UT

$1,363

Indianapolis, IN

$1,188

Difference

$175

less

📦Other

↑ 5.5%

Cedar City, UT

$1,508

Indianapolis, IN

$1,590

Difference

$82.41

🛒Groceries

↓ 5.9%

Cedar City, UT

$977

Indianapolis, IN

$919

Difference

$57.29

less

⚡All Utilities

↑ 5.3%

Cedar City, UT

$478

Indianapolis, IN

$503

Difference

$25.16

🏥Healthcare

↓ 1.9%

Cedar City, UT

$594

Indianapolis, IN

$582

Difference

$11.48

less

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Cedar City, UT has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$751

To$1,030

↑ $279

1 Bed

From$901

To$1,170

↑ $269

2 Bed

From$1,126

To$1,360

↑ $234

3 Bed

From$1,576

To$1,760

↑ $184

Indianapolis, INZIP-level data

1BR range: $1,080–$1,870/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,294

Monthly in Cedar City, UT

$6,732

Monthly in Indianapolis, IN

$562

Difference

Home Values

Cedar City

Indianapolis

Median Value

$176K

YoY Change

↓ -1.1%

5-Year Change

↑ +26.9%

Price Range

$109K - $340K

Calculate payment - Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.4K

Per year

Monthly Difference

$203

More take-home

Effective Rate Diff

1.6%

Rate difference

Cedar City, UT

Federal Income Tax

Effective: 18.9%

$25.5K

Utah State Tax

Effective: 4.9%

$7.3K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.5%

$44.3K

Take-Home Pay

$8,809/month

$105.7K

Indianapolis, IN

Federal Income Tax

Effective: 18.9%

$25.5K

Indiana State Tax

Effective: 3.2%

$4.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.9%

$41.9K

Take-Home Pay

$9,012/month

$108.1K

Additional Tax Information

Cedar City, UT Tax Rates

Sales Tax:7.4%

Property Tax:0.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%

Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.