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Cost of Living Comparison 2026

๐Ÿ“ Cedar Falls, IA โ€” ZIP-level rent data ยท COL adjusted from Des Moines, IA area

$

Numbers update automatically as you type

You'd spend $270/month more in San Antonio, TX

$150.0K in your current city equals $153.2K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 3.6%
More expensive
Monthly Impact
$270
Extra cost
Annual Impact
$3.2K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Cedar Falls, IA

Population:41K
Cost Index:100
Median Home:$255K

San Antonio, TX

Population:1547K
Cost Index:104
Median Home:$215K

Cedar Falls, IA

The Hawkeye State

41K
Population
State Tax
Yes

Located in Iowa, this city has a population of 41K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Cedar Falls, IA vs San Antonio, TX

๐Ÿ Housing
โ†‘ 15.0%
Cedar Falls, IA
$1,826
San Antonio, TX
$2,100
Difference
$274
more
๐ŸฅHealthcare
โ†“ 21.8%
Cedar Falls, IA
$673
San Antonio, TX
$527
Difference
$147
less
๐Ÿ“ฆOther
โ†‘ 5.0%
Cedar Falls, IA
$1,568
San Antonio, TX
$1,647
Difference
$78.74
more
๐Ÿš—Transportation
โ†‘ 6.1%
Cedar Falls, IA
$1,213
San Antonio, TX
$1,287
Difference
$73.54
more
โšกAll Utilities
โ†‘ 6.8%
Cedar Falls, IA
$464
San Antonio, TX
$496
Difference
$31.35
more
๐Ÿ›’Groceries
โ†‘ 1.7%
Cedar Falls, IA
$898
San Antonio, TX
$913
Difference
$14.97
more

๐Ÿ Rent Comparison

Studio
From$689
To$1,110
โ†‘ $421
1 Bed
From$763
To$1,210
โ†‘ $447
2 Bed
From$1,004
To$1,470
โ†‘ $466
3 Bed
From$1,294
To$1,890
โ†‘ $596
Cedar Falls, IAZIP-level data

1BR range: $920โ€“$920/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,644
Monthly in Cedar Falls, IA
$6,969
Monthly in San Antonio, TX
$326
Difference

Home Values

Cedar Falls
San Antonio
$255K
Median Value
$215K
โ†‘ +3.5%
YoY Change
โ†“ -2.9%
โ†‘ +31.7%
5-Year Change
โ†‘ +16.7%
$255K
Price Range
$107K - $905K

Homes in San Antonio are 16% less expensive than Cedar Falls

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $10.7K
Per year
Monthly Difference
$892
More take-home
Effective Rate Diff
7.1%
Rate difference

Cedar Falls, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cedar Falls, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cedar Falls
San Antonio
45 Good
Air Quality
52 Moderate
67.5%
Good Air Days
47.5%
92 Moderate
Climate Risk
99 High
๐ŸŒกโ˜€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
25 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
25 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and Texas on TaxTakeHome.com

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