Cedar Hill, TX vs Rowlett, TX: Cost of Living

Which city costs less?

Rowlett, TX has a modeled overall cost index 3.9% higher than Cedar Hill, TX.

Cedar Hill, TX · modeled 2BR rent
$2,330 / month
Rowlett, TX · modeled 2BR rent
$2,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Cedar Hill, TX and Rowlett, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $243/month in Rowlett, TX

$150,000 in your current city has a modeled equivalent of $152,920 in Rowlett, TX

Regional cost estimates: Cedar Hill, TX uses Arlington, TX. Rowlett, TX uses Garland, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 3.9%
More expensive
Monthly Impact
$243
Extra cost
Annual Impact
$2.9K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Cedar Hill, TX

Population:48K
Cost Index:
90.7
100 = national average
Typical Home:$303K

Rowlett, TX

Population:67K
Cost Index:
94.3
100 = national average
Typical Home:$352K

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Cedar Hill, TX

The Lone Star State

48K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 48K residents.

💡 Advantage: Texas has no state income tax!

Rowlett, TX

The Lone Star State

67K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 67K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Cedar Hill, TX vs Rowlett, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 5.4%
Cedar Hill, TX
$2,095
Rowlett, TX
$2,208
Difference
$113
more
Other
↑ 5.0%
Cedar Hill, TX
$1,693
Rowlett, TX
$1,778
Difference
$84.45
more
Transportation
↑ 1.8%
Cedar Hill, TX
$1,367
Rowlett, TX
$1,392
Difference
$24.69
more
Groceries
↑ 0.9%
Cedar Hill, TX
$1,056
Rowlett, TX
$1,066
Difference
$9.49
more
Healthcare
↑ 0.9%
Cedar Hill, TX
$682
Rowlett, TX
$688
Difference
$6.13
more
All Utilities
↑ 0.9%
Cedar Hill, TX
$607
Rowlett, TX
$612
Difference
$5.46
more

🏠Rent Comparison

Studio
From$1,910
To$2,020
↑ $110
1 Bed
From$1,990
To$2,110
↑ $120
2 Bed
From$2,330
To$2,470
↑ $140
3 Bed
From$2,930
To$3,110
↑ $180
Cedar Hill, TXZIP-level data

1BR range: $1,990–$1,990/mo

Rowlett, TXZIP-level data

1BR range: $2,110–$2,110/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Cedar Hill, TX
$7,743
Monthly in Rowlett, TX
$243
Difference

Home Values

Cedar Hill
Rowlett
$303K
Median Value
$352K
↓ -3.5%
YoY Change
↓ -5.3%
↑ +26.9%
5-Year Change
↑ +28.9%

Homes in Rowlett are 16% more expensive than Cedar Hill

Calculate payment - Cedar HillCalculate payment - Rowlett

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Cedar Hill, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Rowlett, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Cedar Hill, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Rowlett, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Cedar Hill
Rowlett
54 Moderate
Air Quality
55 Moderate
35.5%
Good Air Days
35.2%
99 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
84 days
▲+2.8°F
2050 Outlook
▲+2.7°F
90 days
Heat Days >95°F
84 days

Before moving from Cedar Hill, TX to Rowlett, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Rowlett, TX for the same bedroom count and included utilities as your home in Cedar Hill, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Cedar Hill to Rowlett moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Rowlett, TX by cost, housing, population and region.

Frequently Asked Questions: Cedar Hill, TX vs Rowlett, TX

How do the cost estimates for Cedar Hill, TX and Rowlett, TX compare?

Rowlett, TX has a modeled overall cost index 3.9% higher than Cedar Hill, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Cedar Hill, TX, the model estimates $152,920 in Rowlett, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Cedar Hill, TX and Rowlett, TX?

The modeled two-bedroom rents are $2,330/month in Cedar Hill, TX and $2,470/month in Rowlett, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Cedar Hill, TX on a $150.0K salary

1.St. Louis, MO
Save $97.83/mo
2.Indianapolis, IN
Save $68.13/mo

Similar cost to Rowlett, TX

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