Centerton, AR vs Clayton, NC: Cost of Living

Which city costs less?

Clayton, NC has a modeled overall cost index 8.5% higher than Centerton, AR.

Centerton, AR · modeled 2BR rent
$1,700 / month
Clayton, NC · modeled 2BR rent
$1,630 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Centerton, AR and Clayton, NC using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $691/month in Clayton, NC

$150,000 in your current city has a modeled equivalent of $158,289 in Clayton, NC

Regional cost estimates: Centerton, AR uses Tulsa, OK. Clayton, NC uses Raleigh, NC. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 8.5%
More expensive
Monthly Impact
$691
Extra cost
Annual Impact
$8.3K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Centerton, AR

Population:24K
Cost Index:
84.1
100 = national average
Typical Home:$354K

Clayton, NC

Population:30K
Cost Index:
91.2
100 = national average
Typical Home:$332K

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Centerton, AR

The Natural State

24K
Population
State Tax
Yes

Located in Arkansas, this city has a population of 24K residents.

Clayton, NC

The Tar Heel State

30K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 30K residents.

Cost Breakdown by Category

Estimated monthly spending: Centerton, AR vs Clayton, NC

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 26.6%
Centerton, AR
$1,946
Clayton, NC
$2,464
Difference
$518
more
Healthcare
↑ 12.6%
Centerton, AR
$611
Clayton, NC
$687
Difference
$76.70
more
All Utilities
↑ 10.8%
Centerton, AR
$564
Clayton, NC
$625
Difference
$61.04
more
Groceries
↑ 4.1%
Centerton, AR
$1,054
Clayton, NC
$1,097
Difference
$42.75
more
Other
↓ 0.8%
Centerton, AR
$1,908
Clayton, NC
$1,894
Difference
$14.60
less
Transportation
↑ 0.5%
Centerton, AR
$1,417
Clayton, NC
$1,424
Difference
$7.03
more

🏠Rent Comparison

Studio
From$1,270
To$1,420
↑ $150
1 Bed
From$1,410
To$1,490
↑ $80.00
2 Bed
From$1,700
To$1,630
↓ $70.00
3 Bed
From$2,360
To$2,050
↓ $310
Centerton, ARZIP-level data

1BR range: $1,410–$1,410/mo

Clayton, NCZIP-level data

1BR range: $1,490–$1,490/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Centerton, AR
$8,191
Monthly in Clayton, NC
$691
Difference

Home Values

Centerton
Clayton
$354K
Median Value
$332K
↑ +1.8%
YoY Change
↓ -1.9%
↑ +54.9%
5-Year Change
↑ +37.1%

Homes in Clayton are 6% less expensive than Centerton

Calculate payment - CentertonCalculate payment - Clayton

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $1.9K
Per year
Monthly Difference
$158
More take-home
Effective Rate Diff
1.3%
Rate difference

Centerton, AR

Federal Income Tax
Effective: 18.9%
$25.5K
Arkansas State Tax
Effective: 6.0%
$9.0K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.7%
$46.0K
Take-Home Pay
$8,664/month
$104.0K

Clayton, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Centerton, AR Tax Rates

Sales Tax:9.4%
Property Tax:0.6%

Clayton, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Centerton
Clayton
51 Moderate
Air Quality
46 Good
48.4%
Good Air Days
61.7%
98 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
31 days
▲+3.0°F
2050 Outlook
▲+2.8°F
61 days
Heat Days >95°F
31 days

Before moving from Centerton, AR to Clayton, NC

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Clayton, NC for the same bedroom count and included utilities as your home in Centerton, AR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Centerton to Clayton moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Clayton, NC by cost, housing, population and region.

Frequently Asked Questions: Centerton, AR vs Clayton, NC

How do the cost estimates for Centerton, AR and Clayton, NC compare?

Clayton, NC has a modeled overall cost index 8.5% higher than Centerton, AR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Centerton, AR, the model estimates $158,289 in Clayton, NC. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Centerton, AR and Clayton, NC?

The modeled two-bedroom rents are $1,700/month in Centerton, AR and $1,630/month in Clayton, NC. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Arkansas and North Carolina on TaxTakeHome.com

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