Centerville, OH vs Raymore, MO: Cost of Living

Which city costs less?

Raymore, MO has a modeled overall cost index 1.5% lower than Centerville, OH.

Centerville, OH · modeled 2BR rent
$1,550 / month
Raymore, MO · modeled 2BR rent
$1,490 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Centerville, OH and Raymore, MO using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $21.80/month in Raymore, MO

$150,000 in your current city has a modeled equivalent of $150,262 in Raymore, MO

Regional cost estimates: Centerville, OH uses Cincinnati, OH. Raymore, MO uses Kansas City, MO. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 1.5%
Less expensive
Monthly Impact
$21.80
Extra cost
Annual Impact
$262
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Centerville, OH

Population:26K
Cost Index:
85.4
100 = national average
Typical Home:$364K

Raymore, MO

Population:25K
Cost Index:
84.1
100 = national average
Typical Home:$349K

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Centerville, OH

The Buckeye State

26K
Population
State Tax
Yes

Located in Ohio, this city has a population of 26K residents.

Raymore, MO

The Show-Me State

25K
Population
State Tax
Yes

Located in Missouri, this city has a population of 25K residents.

Cost Breakdown by Category

Estimated monthly spending: Centerville, OH vs Raymore, MO

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

All Utilities
↑ 13.8%
Centerville, OH
$532
Raymore, MO
$605
Difference
$73.31
more
Other
↓ 2.6%
Centerville, OH
$1,804
Raymore, MO
$1,757
Difference
$47.13
less
Healthcare
↑ 6.3%
Centerville, OH
$646
Raymore, MO
$686
Difference
$40.54
more
Transportation
↓ 2.6%
Centerville, OH
$1,365
Raymore, MO
$1,329
Difference
$35.65
less
Housing
↓ 1.4%
Centerville, OH
$2,100
Raymore, MO
$2,071
Difference
$29.31
less
Groceries
↑ 1.9%
Centerville, OH
$1,053
Raymore, MO
$1,073
Difference
$20.04
more

🏠Rent Comparison

Studio
From$1,130
To$1,200
↑ $70.00
1 Bed
From$1,225
To$1,310
↑ $85.00
2 Bed
From$1,550
To$1,490
↓ $60.00
3 Bed
From$2,010
To$1,940
↓ $70.00
Centerville, OHZIP-level data

1BR range: $1,180–$1,270/mo

Raymore, MOZIP-level data

1BR range: $1,310–$1,310/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Centerville, OH
$7,522
Monthly in Raymore, MO
$21.80
Difference

Home Values

Centerville
Raymore
$364K
Median Value
$349K
↑ +3.2%
YoY Change
↑ +5.2%
↑ +36%
5-Year Change
↑ +32.6%
$321K - $408K
Price Range
$349K

Homes in Raymore are 4% less expensive than Centerville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $3.5K
More taxes
Monthly Difference
$292
Less take-home
Effective Rate Diff
2.3%
Rate difference

Centerville, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Raymore, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Centerville, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Raymore, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Centerville
Raymore
52 Moderate
Air Quality
46 Good
44.8%
Good Air Days
59.3%
96 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.3°F
29 days
Heat Days >95°F
44 days
▲+3.1°F
2050 Outlook
▲+3.3°F
29 days
Heat Days >95°F
44 days

Before moving from Centerville, OH to Raymore, MO

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Raymore, MO for the same bedroom count and included utilities as your home in Centerville, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Centerville to Raymore moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Raymore, MO by cost, housing, population and region.

Frequently Asked Questions: Centerville, OH vs Raymore, MO

How do the cost estimates for Centerville, OH and Raymore, MO compare?

Raymore, MO has a modeled overall cost index 1.5% lower than Centerville, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Centerville, OH, the model estimates $150,262 in Raymore, MO. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Centerville, OH and Raymore, MO?

The modeled two-bedroom rents are $1,550/month in Centerville, OH and $1,490/month in Raymore, MO. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Missouri on TaxTakeHome.com

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