Is San Antonio, TX cheaper than Central Islip CDP, NY?

Based on cost of living data, San Antonio, TX is 34.5% cheaper than Central Islip CDP, NY. This translates to saving $2590 per month.

What salary do I need in San Antonio, TX to live like I do in Central Islip CDP, NY?

If you earn $150,000 in Central Islip CDP, NY, you'd need approximately $118,917.649 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Central Islip CDP, NY and San Antonio, TX?

Housing in San Antonio, TX is 63.1% cheaper than in Central Islip CDP, NY. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,954/month in Central Islip CDP, NY.

How much can I save per month by moving from Central Islip CDP, NY to San Antonio, TX?

Moving from Central Islip CDP, NY to San Antonio, TX could save you approximately $2590 per month, or $31082 per year, based on a $150,000 salary.

Central Islip CDP, NY vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Central Islip CDP, NY — COL adjusted from New York, NY area + state data

Current salary in Central Islip CDP, NY

Numbers update automatically as you type

You'd save $2.6K/month moving to San Antonio, TX

$150.0K in your current city equals $118.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 34.5%

Less expensive

Monthly Impact

$2,590

Savings

Annual Impact

$31.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Central Islip CDP, NY

Population:37K

Cost Index:100

Median Home:$1.05M

San Antonio, TX

Population:1547K

Cost Index:65

Median Home:$215K

Central Islip CDP, NY

The Empire State

37K

Population

State Tax

Yes

Located in New York, this city has a population of 37K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Central Islip CDP, NY vs San Antonio, TX

Category	Central Islip CDP, NY	San Antonio, TX	Difference	Change
🏠Housing	$5,695/mo	$2,100/mo	↓ $3,596less	63.1%
🛒Groceries	$1,060/mo	$913/mo	↓ $147less	13.8%
🏥Healthcare	$626/mo	$527/mo	↓ $98.94less	15.8%
⚡All Utilities	$546/mo	$496/mo	↓ $50.15less	9.2%
🚗Transportation	$1,326/mo	$1,287/mo	↓ $39.03less	2.9%
📦Other	$1,683/mo	$1,647/mo	↓ $35.69less	2.1%

🏠Housing

↓ 63.1%

Central Islip CDP, NY

$5,695

San Antonio, TX

$2,100

Difference

$3,596

less

🛒Groceries

↓ 13.8%

Central Islip CDP, NY

$1,060

San Antonio, TX

$913

Difference

$147

less

🏥Healthcare

↓ 15.8%

Central Islip CDP, NY

$626

San Antonio, TX

$527

Difference

$98.94

less

⚡All Utilities

↓ 9.2%

Central Islip CDP, NY

$546

San Antonio, TX

$496

Difference

$50.15

less

🚗Transportation

↓ 2.9%

Central Islip CDP, NY

$1,326

San Antonio, TX

$1,287

Difference

$39.03

less

📦Other

↓ 2.1%

Central Islip CDP, NY

$1,683

San Antonio, TX

$1,647

Difference

$35.69

less

🏠Rent Comparison

Studio

From$2,033

To$1,110

↓ $923

1 Bed

From$2,391

To$1,210

↓ $1,181

2 Bed

From$2,954

To$1,470

↓ $1,484

3 Bed

From$4,079

To$1,890

↓ $2,189

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$10,935

Monthly in Central Islip CDP, NY

$6,969

Monthly in San Antonio, TX

$3,966

Difference

Home Values

Central Islip CDP

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $9.5K

Per year

Monthly Difference

$795

More take-home

Effective Rate Diff

6.4%

Rate difference

Central Islip CDP, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Central Islip CDP, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.