Central Point, OR vs Tampa, FL: Cost of Living

Which city costs less?

Tampa, FL has a modeled overall cost index 20.4% higher than Central Point, OR.

Central Point, OR · modeled 2BR rent: $1,610 / month
Tampa, FL · modeled 2BR rent: $2,290 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

Tap to swap

Cost of Living Comparison 2026

Compare Central Point, OR and Tampa, FL using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Central Point, OR

Numbers update automatically as you type

Estimated extra cost: $1,056/month in Tampa, FL

$150,000 in your current city has a modeled equivalent of $162,667 in Tampa, FL

Regional cost estimates: Central Point, OR uses Portland, OR. Tampa, FL uses Tampa-St. Petersburg-Clearwater, FL Metropolitan Area. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 20.4%

More expensive

Monthly Impact

$1,056

Extra cost

Annual Impact

$12.7K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Central Point, OR

Population:19K

Cost Index:

85.5

100 = national average

Typical Home:$412K

Tampa, FL

Population:385K

Cost Index:

103.0

100 = national average

Typical Home:$367K

Planning the move to Tampa?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Central Point, OR

The Beaver State

19K

Population

State Tax

Yes

Located in Oregon, this city has a population of 19K residents.

Tampa, FL

The Sunshine State

385K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Major Tampa Bay area
•No state income tax
•Growing tech scene

Major Industries

FinanceTechnologyHealthcareTourism

Cost Breakdown by Category

Estimated monthly spending: Central Point, OR vs Tampa, FL

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Central Point, OR	Tampa, FL	Difference	Change
Other	$1,362/mo	$1,944/mo	↑ $582more	42.7%
All Utilities	$415/mo	$617/mo	↑ $202more	48.8%
Groceries	$933/mo	$1,096/mo	↑ $163more	17.5%
Transportation	$1,218/mo	$1,381/mo	↑ $163more	13.4%
Housing	$2,995/mo	$2,906/mo	↓ $89.25less	3.0%
Healthcare	$578/mo	$613/mo	↑ $34.65more	6.0%

Other

↑ 42.7%

Central Point, OR

$1,362

Tampa, FL

$1,944

Difference

$582

All Utilities

↑ 48.8%

Central Point, OR

$415

Tampa, FL

$617

Difference

$202

Groceries

↑ 17.5%

Central Point, OR

$933

Tampa, FL

$1,096

Difference

$163

Transportation

↑ 13.4%

Central Point, OR

$1,218

Tampa, FL

$1,381

Difference

$163

Housing

↓ 3.0%

Central Point, OR

$2,995

Tampa, FL

$2,906

Difference

$89.25

less

Healthcare

↑ 6.0%

Central Point, OR

$578

Tampa, FL

$613

Difference

$34.65

🏠Rent Comparison

Studio

From$1,110

To$1,850

↑ $740

1 Bed

From$1,290

To$1,960

↑ $670

2 Bed

From$1,610

To$2,290

↑ $680

3 Bed

From$2,240

To$2,930

↑ $690

Central Point, ORZIP-level data

1BR range: $1,290–$1,290/mo

Tampa, FLZIP-level data

1BR range: $1,410–$2,550/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Central Point, OR

$8,556

Monthly in Tampa, FL

$1,056

Difference

Home Values

Central Point

Tampa

$412K

Median Value

$367K

↑ +0.3%

YoY Change

↓ -4%

↑ +22%

5-Year Change

↑ +42.1%

$412K

Price Range

$251K - $989K

Homes in Tampa are 11% less expensive than Central Point

Calculate payment - Central Point Calculate payment - Tampa

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $15.5K

Per year

Monthly Difference

$1,293

More take-home

Effective Rate Diff

10.3%

Rate difference

Central Point, OR

Federal Income Tax

Effective: 18.9%

$25.5K

Oregon State Tax

Effective: 10.3%

$15.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 35.0%

$52.5K

Take-Home Pay

$8,123/month

$97.5K

Tampa, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Central Point, OR Tax Rates

Sales Tax:0.0%

Property Tax:0.9%

Tampa, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

🚶 Walkability

Modeled road attributes, not a safety assessment. Methodology and limitations

Central Point, OR: No data yet

Tampa, FL

28/100

4.5% sidewalk tags · 6.6% cycling tags

Environment

Central Point

Tampa

35 Good

Air Quality

50 Good

85%

Good Air Days

52.5%

98 High

Climate Risk

99 High

🌊🌡🫨

Top Hazards

🌊🌅🌀

▲+2.5°F

2050 Outlook

▲+2.2°F

9 days

Heat Days >95°F

38 days

▲+2.5°F

2050 Outlook

▲+2.2°F

9 days

Heat Days >95°F

38 days

Before moving from Central Point, OR to Tampa, FL

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Tampa, FL for the same bedroom count and included utilities as your home in Central Point, OR. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Central Point to Tampa moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Tampa, FL by cost, housing, population and region.

Frequently Asked Questions: Central Point, OR vs Tampa, FL

How do the cost estimates for Central Point, OR and Tampa, FL compare?

Tampa, FL has a modeled overall cost index 20.4% higher than Central Point, OR. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Central Point, OR, the model estimates $162,667 in Tampa, FL. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Central Point, OR and Tampa, FL?

The modeled two-bedroom rents are $1,610/month in Central Point, OR and $2,290/month in Tampa, FL. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Oregon and Florida on TaxTakeHome.com