Is Amarillo, TX cheaper than Chandler, AZ?

Based on cost of living data, Amarillo, TX is 9.6% cheaper than Chandler, AZ. This translates to saving $721 per month.

What salary do I need in Amarillo, TX to live like I do in Chandler, AZ?

If you earn $150,000 in Chandler, AZ, you'd need approximately $141,343.173 in Amarillo, TX to maintain the same standard of living.

How does housing cost compare between Chandler, AZ and Amarillo, TX?

Housing in Amarillo, TX is 24.2% cheaper than in Chandler, AZ. For a two-bedroom apartment, rent is $1,264/month in Amarillo, TX compared to $2,245/month in Chandler, AZ.

How much can I save per month by moving from Chandler, AZ to Amarillo, TX?

Moving from Chandler, AZ to Amarillo, TX could save you approximately $721 per month, or $8657 per year, based on a $150,000 salary.

Chandler, AZ vs Amarillo, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Chandler, AZ

Numbers update automatically as you type

You'd save $721/month moving to Amarillo, TX

$150.0K in your current city equals $141.3K in Amarillo, TX

Rent data from HUD ZIP-level estimates · COL index from Phoenix-Mesa-Chandler, AZ area

Overall Cost

↓ 9.6%

Less expensive

Monthly Impact

$721

Savings

Annual Impact

$8.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chandler, AZ

Population:276K

Cost Index:

100

100 = national average

Median Home:$472K

Amarillo, TX

Population:202K

Cost Index:

(10% below avg)

Median Home:$165K

Chandler, AZ

The Grand Canyon State

276K

Population

State Tax

Yes

Located in Arizona, this city has a population of 276K residents.

Amarillo, TX

The Lone Star State

202K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 202K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Chandler, AZ vs Amarillo, TX

Category	Chandler, AZ	Amarillo, TX	Difference	Change
Housing	$2,788/mo	$2,114/mo	↓ $675less	24.2%
Transportation	$1,489/mo	$1,348/mo	↓ $141less	9.5%
All Utilities	$561/mo	$506/mo	↓ $54.71less	9.7%
Healthcare	$589/mo	$548/mo	↓ $40.14less	6.8%
Other	$1,677/mo	$1,670/mo	↓ $7.01less	0.4%
Groceries	$963/mo	$957/mo	↓ $5.88less	0.6%

Housing

↓ 24.2%

Chandler, AZ

$2,788

Amarillo, TX

$2,114

Difference

$675

less

Transportation

↓ 9.5%

Chandler, AZ

$1,489

Amarillo, TX

$1,348

Difference

$141

less

All Utilities

↓ 9.7%

Chandler, AZ

$561

Amarillo, TX

$506

Difference

$54.71

less

Healthcare

↓ 6.8%

Chandler, AZ

$589

Amarillo, TX

$548

Difference

$40.14

less

Other

↓ 0.4%

Chandler, AZ

$1,677

Amarillo, TX

$1,670

Difference

$7.01

less

Groceries

↓ 0.6%

Chandler, AZ

$963

Amarillo, TX

$957

Difference

$5.88

less

🏠Rent Comparison

Studio

From$1,780

To$889

↓ $891

1 Bed

From$1,930

To$1,030

↓ $900

2 Bed

From$2,245

To$1,264

↓ $981

3 Bed

From$2,995

To$1,719

↓ $1,276

Chandler, AZZIP-level data

1BR range: $1,640–$2,380/mo

Amarillo, TXZIP-level data

1BR range: $860–$1,110/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,068

Monthly in Chandler, AZ

$7,145

Monthly in Amarillo, TX

$923

Difference

Home Values

Chandler

Amarillo

$472K

Median Value

$165K

↓ -3.5%

YoY Change

↑ +1.3%

↑ +29.6%

5-Year Change

↑ +32.4%

$441K - $670K

Price Range

$106K - $375K

Homes in Amarillo are 65% less expensive than Chandler

Calculate payment - Chandler Calculate payment - Amarillo

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $5.2K

Per year

Monthly Difference

$436

More take-home

Effective Rate Diff

3.5%

Rate difference

Chandler, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Amarillo, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Chandler, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

Amarillo, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.