Is Nashville, TN cheaper than Chapel Hill, NC?

Based on cost of living data, Nashville, TN is 6.8% more expensive than Chapel Hill, NC. This translates to spending an extra $513 per month.

What salary do I need in Nashville, TN to live like I do in Chapel Hill, NC?

If you earn $150,000 in Chapel Hill, NC, you'd need approximately $156,156.676 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Chapel Hill, NC and Nashville, TN?

Housing in Nashville, TN is 15.3% more expensive than in Chapel Hill, NC. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,483/month in Chapel Hill, NC.

How much can I save per month by moving from Chapel Hill, NC to Nashville, TN?

Living in Nashville, TN costs approximately $513 more per month than Chapel Hill, NC, or $6157 more per year, based on a $150,000 salary.

Chapel Hill, NC vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Chapel Hill, NC — ZIP-level rent data · COL adjusted from Durham, NC area

Current salary in Chapel Hill, NC

Numbers update automatically as you type

You'd spend $513/month more in Nashville, TN

$150.0K in your current city equals $156.2K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Raleigh-Cary, NC area

Overall Cost

↑ 6.8%

More expensive

Monthly Impact

$513

Extra cost

Annual Impact

$6.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Chapel Hill, NC

Population:62K

Cost Index:100

Median Home:$612K

Nashville, TN

Population:689K

Cost Index:107

Median Home:$489K

Chapel Hill, NC

The Tar Heel State

62K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 62K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Chapel Hill, NC vs Nashville, TN

Category	Chapel Hill, NC	Nashville, TN	Difference	Change
🏠Housing	$2,300/mo	$2,651/mo	↑ $351more	15.3%
📦Other	$1,678/mo	$1,942/mo	↑ $263more	15.7%
🚗Transportation	$1,238/mo	$1,284/mo	↑ $46.16more	3.7%
⚡All Utilities	$537/mo	$519/mo	↓ $17.41less	3.2%
🏥Healthcare	$590/mo	$607/mo	↑ $17.10more	2.9%
🛒Groceries	$942/mo	$949/mo	↑ $7.41more	0.8%

🏠Housing

↑ 15.3%

Chapel Hill, NC

$2,300

Nashville, TN

$2,651

Difference

$351

📦Other

↑ 15.7%

Chapel Hill, NC

$1,678

Nashville, TN

$1,942

Difference

$263

🚗Transportation

↑ 3.7%

Chapel Hill, NC

$1,238

Nashville, TN

$1,284

Difference

$46.16

⚡All Utilities

↓ 3.2%

Chapel Hill, NC

$537

Nashville, TN

$519

Difference

$17.41

less

🏥Healthcare

↑ 2.9%

Chapel Hill, NC

$590

Nashville, TN

$607

Difference

$17.10

🛒Groceries

↑ 0.8%

Chapel Hill, NC

$942

Nashville, TN

$949

Difference

$7.41

🏠Rent Comparison

Studio

From$1,229

To$1,600

↑ $371

1 Bed

From$1,307

To$1,680

↑ $373

2 Bed

From$1,483

To$1,840

↑ $357

3 Bed

From$1,836

To$2,350

↑ $514

Chapel Hill, NCZIP-level data

1BR range: $1,510–$1,680/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,285

Monthly in Chapel Hill, NC

$7,952

Monthly in Nashville, TN

$668

Difference

Home Values

Chapel Hill

Nashville

$612K

Median Value

$489K

↓ -0.7%

YoY Change

↓ -2.1%

↑ +45.7%

5-Year Change

↑ +32.1%

$594K - $629K

Price Range

$320K - $1.16M

Homes in Nashville are 20% less expensive than Chapel Hill

Calculate payment - Chapel Hill Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $7.1K

Per year

Monthly Difference

$594

More take-home

Effective Rate Diff

4.7%

Rate difference

Chapel Hill, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Chapel Hill, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.